ICICI Bank Complaints & Reviews

Sub: Non payment of ICICI Tax Saving Bond-022000-TSB- Two
Sir,
With due regards it is submitted that I have purchased ICICI Tax Saving Bonds having following particulars:

Name of Bond Holder : Sree Kisan Verma
The other details of the bonds are:
Option II
Face Value/Bond Rs 7025
Issue Price/Bond Rs 5000
Deemed date of allotment 24.3.2000
Redemption Date 24.6.03
Interest...

Repected Sir, i am working the icici bank (Wings Card Division) chennai Branch.2006 to 2008 past 2 years.office is closed so i am living the office i applied the epf. two times but no responsiblity office side.
This office main branch Bangalore. i am file the complient same the this website address last twenty days back but no reply. please reply me what is the my pf amount balance then what the appling formalities.
Please notes: NOT RESPONSIBLITY OFFICE SIDE( Icici bank wings card division)
My Pf No:KN/35019/9082

Dear Sir/ Madam

I had acknowldegment of ECS document from ICICI Bank malwaparisar, Indore. But on very last day bank members call me and said they don't have ECS verification copy so they will stop my payment. I have enough balance for ECS payment. If I face any penalty from my finance company they I will file suit against your bank. No cooperation , no proper response I received.

Please do the needful asap

Thank you
Gaurav Jain
[protected]
Indore

I keep getting back to login page or some times it let me login but after some time I get an error saying "Invalid user". This is becoming worst and worst I have not traded correctly for 2 week, I am planning to close this account if they dont respond to at least one of my five request.


they keep telling clear you history and cache of browser and dont look for the roocause of issue.

beware of this you get under huge loss if you cant trade so better get others demat server rather than ICICI.

I have applied for Personal Loan & same was Credited to my account#LPHYD[protected] on 05/12/2007 for 480000/- but they say that 20000 is for processing fee. No one from ICICI nor representative updated/informed that this will be deducted initially.
Now, I got a reply from ICICI stating that it is for processing fee as per agreement. This is pathetic & kind of Cheating from this bank. This is a serious concern & illegal as they can't charge me this much of amount as they do it for Home Loan.

They tortured me with this irresponsible behavior & with Processing Fee & Pre closing charges Bank is earning more than the percentage they claim to process.

Please help me & do not go for ICICI in your lifetime....this is a pathetic illegal Bank in India & RBI puts a blind eye.

Dear Concerned;
At the onset, I would like to take this opportunity to brief you about issues, I have been facing ever since I have availed ICICI "Credit card ".
My card number is [protected], which held a limit of Rs 33000 initially.

I was given the card with false commitments of being a life time free card. I am not very apt with usage of plastic money so I trusted ICICI executive and decided to calculate upon the brand value and give it a shot.
Few months down the lane, I completely stopped getting my statements, and raised the issue several times, but in vain.
However later my card was linked to my ICICI bank account without my knowledge and the same was covered up by saying that it was to facilitate my payment cycles and resolve non receipt of statements.
There was an auto debit facility set up on the same for my “Country club EMI'S" , and yet again, I was not aware of this feature.
I continued to pay my EMI's religiously through cheques, which resulted in bouncing back of the Auto debit in and in turn attract those charges.
Also Service charges, late fees and interest kept accumulating at furious pace.
Althrough I was unaware of the entire process, so I kept paying out my regular EMI’s, incognizant to rest of the charges.
Of late when I identified the issue, it was already blown out of proportion.

Also, when we tried reaching ICICI call center on various occasions, I was profoundly disappointed with the services.
My son" Kamal Navlani" tried speaking to some executive named Neha in Sep , she was far rude to extend any support and said that she was happy that amount was amassing resulting in revenue for the bank, but to my horror ; when my daughter " Harsha Navlani " , called up ICICI support center today and spoke to some guy named "Gulam Kaleen" , who claimed to be some collection manager , he not only out blankly refused to help her but also kept insisting that he will not even hear her out coz she is not the customer and she does not have right to call the call center, and refused to forward her call to any other person.
The conversation heated up to an iota where he said to her that, " Since your father is blady defaulter, you are today waking up from your sleep and trying to reach customer support and making false claims" .Upon being told to watch his language & tone, He further got agitated and refused to extend any support and kept yelling and playing blame games.

On various occasions that we tried to reach out to the customer support center, with intentions of settlements, all we picked up was sheer disappointment.
In the end would like to request CONSUMER FORUM, to kindly look into the matter at the earliest and do the needful.
I hope you would live up to my expectations .Kindly waive of[censored]nwarranted charges and oblige me

Dear Sir,
My Name is Suresh Kumar. Date of Birth is[protected]. I issue Only One ICICI Bank Credit Card No. [protected].
But you would update as "Suresh Kumar Yadav", This is not my name and different date of birth. This is bad information for me and provide me many dificulties. So please check my name and date of birth and credit card.

Suresh Kumar S/o Sh. Joginder Singh
Date of Birth[protected]
Contact No. - [protected]

ICICI bank - Easy credit but tough repayment options

I have taken home loan "LBHYD[protected]" with floating interest rate currently 10.5%

A) why easy credit with low interest rate for new customers.
B) why repayment is made tough for old customers by high interest rates.
C) why the floating interest rate is sensitive upwards and hardly downwards with market fluctuations.
D) Is the only way for old Customers is to tranfer loan to other corporate banks like SBI, Axis.

My application to personal loan has been rejected by Citi Financial as they told I had a Rs.19000/- payment due to credit cards as per CIBIL records and the CRR pointing as 580 due to this.

I had 2 credit cards with ICICI Bank whereby I have setteled and have no issues with that. Also have the copy of the settlement letter and the Zero statement.

Gold Credit Card: 5176 XXXX XXXX 4000 (Settlement 31.03.2008)
Platinum Credit Card: 4629 XXXX XXXX 9002 (Settlement date 14.01.2009)

Also registered the complaint with CIBIL and also met the ICICI Bank managers and they told that bank will take care of everything. Another information they say it will take 90 days to update the CIBIL database and due to this my loan application got rejected and I'm not meeting the eligibility criteria of Citi Financial of getting the CRR points as 750+ they say.

1. This is redicules, why the Bank is not updating the Credit history of the customers as and when to the CIBIL database ?
2. What is the process followed by all the banks including CIBIL administartion and RBI involvement ?
3. Does the customer has to suffer even if he doesn't have any credit issue as mentioned ?
4. Why Can't I sue the bank for this damage done to my credit history and thus by busted my loan plan ?

I'm in terrible situation with need of money and I ended with this sort of issue.

Totally ICICI Bank doesn't care about data or money of the customers, they also don't care about the correctness, but only care about their profitability.

Worst situation I have ever seen. If someone have any information or contacts to overcome this problem, please email me.

ICICI Bank is one of the Greatest Fraud bank in the world.

Thanks.

INFORMATION ON CHEQUE DISHONOUR
I had been running a Auto Loan from ICICI Bank whose loan number is LADEL[protected]. It has been noticed that cheque of EMI of Rs 11654/- has been returned several times by our banker Kotak Mahindra Bank LTD due to " Bank Encoding Diff/ Listing Error " as shown in our bank statement whereas according to ICICI Bank the same has been returned due to "amount/ name differ on ".

The collection agency of ICICI Bank is forcing us again and again to make the payment. The service provider ICICI Bank Ltd is communicating us the wrong infromation whereas it is a techinical fault on their part.

We are harrased every time by ICICI Bank Ltd and we request you to direct ICICI Bank Ltd to rectify the error and reverse all the charges levied on us by them due to return of cheques. They should also directed to take appropriate steps to avoid all this in future

Dear sir,
i have paid the all my dues in our cradit card no [protected] in the name of anita khandelwal in the month of 06 mar 2009 but sir the amount still show in my account i have contacted so many time in ur gwalior branch but no one give me the proper response so i request you pl look in the matter personally and make my dues clear and make my cibil up to date caz i received the mail from cibil they in form me that CIBIL cannot modify any information in the database without the concerned member confirming the same. It is the responsibility of the concerned members to submit correct, updated and accurate credit information to CIBIL.

Sir/Madam,

I have applied for home loan from SBI on 31/10/2009. Recently I visited SBI central Processing center at Bandra Kurla Complex for enquiry about progress of my application, but shocked to know that my CIBIL report shows three outstanding personal loans against my name. Whereas all three personal loans taken from ICICI Bank are paid and completed in time and no dues remain balance after 5th Sept. 2009. The details are as below
Loan Amount Rs. 1,07,000/- Completed on 05.09.2009 (05.10.2006 to 05.09.2009)
Loan amount Rs. 1,10,000/- Completed on 05.07.2009 (05.08.2006 to 05.07.2009)
Loan amount Rs. 2,00,000/- Prepaid on 17.02.2009.

I have all three certificates issued with me regarding no dues against me.
Please look into the matter and correct my record and sent it to SBI Central Loan Processing centre at Bandra Kurla Complex, Mumbai.

My Mobile No.-[protected] email [protected]@rediffmail.com

Hi,

I have taken a loan from ICICI and since i lost my job im unable to pay the loan on time and sue to which there is a default of 6 months. But im paying one EMI from the month of Nov 09 and wanted more time to catch up with the loan and repay the full, therefore the collection agency Achievers from Shivajinagar collection agency, Khan and Ramesh (Mobile # [protected] and [protected]) started abusing me and my family members at home and also at my neighbours. I have informed them that i will keep making one payment a month and will catch up. But they are only using abusive language and also tried to manhandle at my house. I would like to register a complain on this. When i told that i will take it to the court they told its no point and we have political contacts. What do i do. This is making me tensed and also affecting my health. Please help.

Dear sir,
I Sh Gangadhar Dandia S/o Satrughna Dandia, presently residing at HIG26,Dharamvihar,Khandagiri,Bhubaneswar.
I have a saving account with ICICI bank bearing A/C no[protected].While checking my bank statement online,I found that three transactions has been made through net banking from my savings bank account on 5th sept-09 without my knoledge.Following fraud transaction made and withdrawan Rs101000.00 from my account.

Tran ID Value Date Txn Date Cheque No. Description Cr/Dr Amount

SB[protected]/09/2009 05/09/2009 BIL/[protected]/mohd/NSP Dr 50,000.00
SB[protected]/09/2009 05/09/2009 BIL/[protected]/abdul/NSP Dr 26,000.00
SB[protected]/09/2009 05/09/2009 BIL/[protected]/abdul/NSP Dr 25,000.00


I have made complaint to ICICI customer care vide complaint no[protected] and also given information to cyber crime branch,Cuttack and police diary in local thana dated 11/12th Sept 09.
Al information and police complaint sent in attachment to ICICI Customer care and [protected]@icicibank.com ([protected]@icicibank.com)
After frequent follow up customer care replied that thing is under process and after one months you will get reselt.But now this became 3months and now customer care saying that they are not geting support from police, and ICICI is not responsible for this online fraud.My money taken out by some body by system fault as because ICICI was allowing changing Mobile no online to receive payee confirmation till 7th Sept09.From sept 09 they have cchecked the system to not to change Contact no thru online.My case happened on 5th Sept.
Requested to help me.
Thanks
Gangadhar Dandia
Bhubaneswar

Dear Sir,

Pls. Prosess My Provident Fund Withdrawn, I Worked in Team4u in ICICI BANK LTD.( RMAG) FE Tractor Sales. My Joining In Jun 2005. And I Resign at Jan 2008.so Pls.Process Provident Fund And Forwerd My Mail Id PF.Withdrawn Form.
My Details.
NAME:-VINODBHAI MAGANBHAI PARMAR.
ADD:- NEAR SALEMPURA GATE, SHANTINAGAR, PALANPUR, TA-PALANPUR, DIST-BANASKANTHA.GUJARAT-385001
MOBILE NO-[protected]
MY EMPLOYED CODE:-21236
JOINING DATE:-05/06/2005
RESIGNING DATE;-31/01/2008.

Thanks&Regards

Vinod Parmar.

hello,
my self deepa jha having a saving account no[protected] in icici bank patel nagar branch .i diposite105000 INR in this account some time i need money i go to atm booth but this atm show ur account is block plz contact ur branch i contact branch and costomer care he tel me ur account is devid freez i requared letter why my account is freez but bank not give me and he not want to talking with me i give aplication for account close but he not close my account whT I DOPLZ tell me .

Hello,

I opened a Savings Account in ICICI Bank BTM branch with account number
[protected] on November 3 2009.But till date(06/12/2009) my account is not activate.I met the branch operational manager for the same on 27/12/2009.She told that due to failure in verification call the account has been not activated.But i didnt get any call for verification.If any thing failure in verification why cant they inform me through mail.Even on 27/12/2009 during my visit to bank i given a closure form with my details.Till date they didnt close the account or atleast activate the account.I called so many times to customer care regarding this issue,they told that my issue is resolved in branch only but in branch they are not helping me at all.Could any of you suggest me how to procceed in this situation..

Dear sir,
I am tushar nalgundwar.i am using your icici atm card.i lost my atm cum debit card 2 months before then after i issued duplicate atm card,but it does not activated till now,when i went for transaction it was displaying that your card has been blocked.
so please register my complaint and tell me that how can my atm card be activated.

Regards,
Tushar Nalgundwar
[protected]

DEAR SIR
MY KNOWN PERSON OPENED AN ACCOUNNT IN NEWLY OPENED ICICI BRANCH AT MILAP NAGAR UTTAMNAGAR NEW DELHI-110059 , HE TRANSFERRED HIS ACCOUNT FROM ICICI VIKAS PURI BRANCH NEW DELHI BECAUSE MILAPNAGAR WAS MUCH NEARER /CLOSER TO HIS HOUSE MANY UTTAMNAGAR PEOPLE OPENED ACCOUNTS IN UTTAM NAGAR BRANCH AND THERE WAS QUITE A RUSH MOST OF TIMES
SUDDENLY ONE DAY ICICI BRANCH MILAP NAGAR SHUT DOWN AND VANISHED ICICI OFFICIALS MAY HAVE PASTED A SMALL PAMPLET ON WALL AND ON ITS NOTICE BOARD WHICH MOST OF PEOPLE DID NOT SEE ANDHAD GONE UNOTICED ,AFTER LOTS OF EFFORTS AND HARD LABOUR IT WAS KNOWN THAT THE BANK HAS JUMPED A VERY LONG DISTANCE IN NAME OF SHIFTING OR RELOCATION TO VISHAL ENCLAVE NEW DELHI THE BANK OVER JUMPED NUMEROUS BANKS /BRANCHES INCLUDING ITS OWN NUMEROUS ICICI BRANCHES. THIS ABSOLUTELY IS SHOCKING AND SOUNDS ILLOGICAL AS THE BANK WAS DOING BRISK BUISNESS AND HAD NUMEROUS ACCOUNTS , BANKS SHIFT BUT ONLY IN ITS OWN VISCINITY, BANKS JUMPING 15 KMS IS TOTALLY UNHEARD AND UNJUSTIFIED . IS THERE ANY RBI /OR BANKING RULE VIDE WHICH BANK CAN SHUT DOWN IN TWO YEARS THREE YEARS PEOPLE OPEN ACCOUNT FOR THEIR OWN CONVENIENCE AT THE NEAREST PLACE. PEOPLE DO NOT GO OFF FAR OFF PLACES TO OPEN ACCOUNT. HERE THE BANK OPENED NUMEROUS ACCOUNTS OF ALMOST ALL PEOPLE O[censored]TTAM NAGAR AREA AND NOT OF VISHAL ENCLAVE AREA AND THAN JUMPED OFF WITH A NUMBER OF ACCOUNTS AND THERE MONEY, THEY DID NOT GIVE OPPORTUNITY TO PEOPLE TO CLOSE THERE ACCOUNTS ,ADDING TO THERE MISERIES THEY STARTED DEDUCTING MONEY/CHARGES FOR ACCOUNTS WHICH BECAME NON OPERATIVE DUE TO SHIFTING OF BANK ,PEOPLE COULD NOT OPERATE ACCOUNT AS EVERY THING CHANGED PASS BOOKS /CHEQUE BOOKS ETC ETC.PEOPLE WHO CAME TO BANK AFTER LONG LABOUR SPENDING HUNDREDS OF RUPEES SPENT ON TRANSPORT AND LOSS OF EARNINGS DUE TO LOSS OF BUISNESS AND NOT GOING TO OFFICE AND WASTING TIME MONEY AND ENERGY WERE SIMPLY DIRECTED TO COMPLETE CODAL FORMALITIES ` OF BANK AGAIN .TO DO TRANSACTIONS. AS BANK ADRESS WAS CHANGED MONEY WAS DEDUCTED IN NAME OF DORMANT CHARGES REQESTS AND PROTESTS WERE NOT HEARD.
LOTS OF PEOPLE LOST MONEY TO ICICI BANK., IS THIS NOT HARRASSMENT BY BANK. .WHY DID THE BANK OPEN ITS BRANCH IN MILAPNAGAR UTTAM NAGAR NEW DELHI 110059 WHY DID IT OPEN NUMEROUS ACCOUNTS BY EMPLOYING EXECUTIVES AND LURING PUBLIC ETC WHY DID IT SHUT DOWN ALL OF A SUDDEN. WHY DID IT NOT REOPEN OR SHIFT IN VISCINITY i,e UTTAM NAGAR VIKAS PURI JANAKPURI TILAKNAGAR ETC INSTEAD IT OPTED TO JUMP OFF OR REOPEN AT A VERY LONG DISTANCE KILOMETERS AWAY FROM ITS OWN ORIGINAL PLACE AT UTTAM NAGAR TO VISHAL ENCLAVE RAJOURI GARDEN NEW DELHI FOR REASONS BEST KNOWN TO ICICI OFFICIALS
PEOPLE MOST OF TIME DID NOT GET STATEMENTS SENT BY ICICI BANK ,YOU MAY YOURSELF VERIFY FROM PEOPLE OF AREA .PHONES AT ATMS OF ICICI BANK ARE MOSTLY OUT OF ORDER, PEOPLE HAVE TO PAY FOR CALLING CUSTOMER CARE AT ICICI BANK .WHICH TAKES EXTREMELY LONG TIME TO RESPOND TO TELEPHONIC CALLS WASTING LOTS OF POCKET MONEY OF PEOPLE
IN SUCH CONDITIONS / CIRCUMSTANCES WAS IT JUSTIFIED TO DEDUCT MONEY IN NAME OF DORMANT CHARGES.FROM PEOPLES ACCOUNT PEOPLE WERE NOT GIVEN OPORTUNITY TO REQEST OR PROTEST ICICI BANK OFFICIALS TOLD PUBLIC THAT IT IS RULE OF BANK OR COMPUTOR DOES IT AUTOMATICALLY, PEOPLES MONEY WAS IN CUSTODY OF ICICI BANKS EMPLOYEES /OFFICIALS PEOPLE COULD NOT SNATCH IT FROM THEM BUT ONLY PROTEST OR REQUEST THE BANK OFFICIALLS NEITHER HEARD PROTEST NOR REQUEST OF PEOPLE AS USUAL. MONEY WAS IN ICICI BANK OFFICIALS HANDS AND HENCE FORCIBLY DEDUCTED FROM THERE ACCOUNTS .CUSTOMER HAD TO GO BACK RED FACED /HUMILATED DISGUSTED/ FRUSTATED. LOTS OF PEOPLE LOST LOTS OF HARD MONEY/ EARNINGS TO ICICI BANK
IT IS REQUESTED ICICI BANK MUST REFUND MONEY ALONG ITH INTEREST TRANSPORTATION CHARGES. AND HARRASSMENT CHARGES TO ALL ITS CUSTOMERS WHO HAVE LOST MONEY AT ICICI BANK MILAP NAGAR DUE SHIFTING OF BANK AND HENCE NON OPERATION OF ACCOUNT
REQUESTLY FOR REPLY FROM ICICI BANK
REQUESTING EARLY ACTION PLEASE
THANKS AND REGARDS

ARUNA

Hi,
I have a ICICI credit card for the past 6 years and recently ICICI transferred the reward points to a unknown company called Imint without any notice.I redeemed all the points and the company has not delivered any thing promised till date.Repeated calls go unanswered.The call center no. is always on pre recorded mode and no one responds.The company looks like a modern day fraud and people should be wary of dealing with such companies.ICICI bank conveniently washes off their hand saying Imint has all reward program details.

Regards,


Subir Das