ICICI Bank Complaints & Reviews

Respected Sir/Madam,

Recenty i submit a complaint against ICICI Bank on 12/12/09. I was having a credit card of ICICI Bank. Card No. is [protected], i use that card and refund the amout to bank as per their given statement. But after refund them excess of my usage they agian sent me a statement for arround 40000/- appx. when i refuse them to pay on the ground that i have already paid almost doubled amount for what i use, they auto debit amount from ICICI Bank from my A/c no.[protected]. They did not notice me regarding this withdrawl. I only came to know about this when i went bank for payment and found my a/c showing zero balance in it.
i request you to please intervene in ths matter and help me to get my money back.

Thanks & regards,
Amarjit Singh

Please help me. The ICICI Bank has seized my four wheeler due to non payment of EMIs. I failed to pay the EMI since my employer (Exensys Software Solutions Limited) has not paid my salaries since December 2008.

Now the bank has taken away my vehicle by force and asking me to pay the entire amount of Rs. 1.7 lakhs to take back my vehicle.

I need assistance. I cannot pay back this much amount at once.

Sajid Khan
Mobile: [protected]

Sir,
I have received a message from your TM ICICI Bank indicating that EMI of Rs.9291 is over due for ICICI Bank loan account LPDELXX8849, as on 30 Nov.2009 and for paying the amount in any ICICI Bank branch immediately.

I am to bring to your notice that no loan has been taken by me from ICICI Bank on the above loan account. Please check and correct your records and send the message to correct person.

Thanks.
B. C. Joshi

Dear sir,



Sub: Issue of Clearance Certificate-requested-reg.

Ref: Loan Agreement No: LTSKK[protected].



As you are kindly aware, the entire Loan amount under the above referred Loan agreement has been cleared by me with the last instalment paid during February, 2007.



Now, I request Your Goodself to please issue me the Clearance Certificate so as to enable me to make necessary endorsement in my R.C.book with R.T.A Office.



Kindly note that my Old address is changed and hence please send the Certificate to the below mentioned address.



D.NO: 15-14-4/2, BUDDAVARAPU GARDENS,

KRISHNA NAGAR,

MAHARANIPETA P.O.,

VISAKHAPATNAM-530 002.



Expecting your earliest necessary action,



Thanking you,



Yours truly,





(KALLEPALLI SANTOSH KUMAR)

Dear Sir ,

Kindly send me the pin no for my card as i have not use the card & i am not having my accout no also
Card no : [protected]
Plz send it on my mail :- [protected]@yahoo.co.in
Yours Fathifully
Pankaj,

1. 05.10.09 Cheque No:734529 - Rs 9269/
2. 02.11.09 TP AXIS BANK LTD/[protected] - Rs 9269/
The above transactions were approved by Icicibank bank against the Personal loan which I have availed from Axis bank.
But the EMI for the month of Dec'09 was declined by the Icicibank Bank evevnthough enough fund was in my A /C No :[protected]. The available balance on my A/C on 01.12.09 was Rs 5,09,499.07.This has spoiled my relation reputation with Axis bank with out valid reason. Hence I request Icicibank bank to give proper explanation and copensation for the damage caused by them.

I am holder of Credit Card of ICICI Bank.

My billing cycle was 20th to 19th till Sep 09 which was change to 24th to 23rd from Oct 09. Due to which my Oct month statement was for the period from 20th Sep to 24th Oct.

The change for the same was not intimated to me and I did some transaction based on my credit card billing cycle and finance plan on 20 to 21 oct 09 considering that the due date will be after 45 days.

However the same was billed to me for Nov 09 bill. I called the customer care and given them request that the payment will be made in next month as the change in billing cycle was not intimated to me. And based on it, they should not charge the interest.

The customer care department noted the request and assured me that the interest will not be charged and will be reversed if charged. They given me the requisition no[protected] for the same.

On 23 Nov 09, bank has charged interest in my account and on my call to customer care, i was being replied that the interest will not be reversed.

my compliant is against bank for non intimating me the change in billing cycle date and non reversing the interest.

Sir,

I Anand Soni taken 2 policies from ICICI Prulife , policy no bearing 02797553 and 02797554, i have submitted the form for my Partial withdrawel at ICICI Bhiwadi office on dtd. 2/12/09, duly signed and filled enclosed with a crossed cheque , and they assured me that i will get my refund within 7 days, but after 10th day I again called to Bhiwadi ICICI and then they told me to talk to there alwar office no.[protected] and 636, I talked to Mr. Vimal on dtd. 15th , 16th and 17th , so many times and i always get confirmed by him that my amount has been transfered to my bank account , but lastly at this time on 17th evening 6.30 pm i have been told that my amount has been revert back due to some problem of bank transection / transfer and i will get the cheque through post, but they could not able to confirm me why the amount reverted back, and for my second policy they have told that it has been no yet logged for refund due to lack of some document, if the document is not complete than why not i have been told by Bhiwadi ICICI office ( ph. No.[protected] during submission of the same if they didn't seen then why the next staged office not informed me at the time of received at there end, I have never received a single call from any of the ICICI office after submission of my form for refund ( Partial) , after my several calls they informed me like this and the time passes to 15 days, is this the quality of there after sales and services , I want my refund within 3-4 days otherwise i have to go to consumer forum, to take strong action against ICICI Prulife, I have been misguided everytime, never received any calls from them. kindly solve my problem within 3-4 days.

My credit was debited Rs 1295 on 26/11/2009 for CCP Assistance without my knowledge. I called CCP for refund but there is no response till date. In fact, the origin of this issue is, a phone banking executive of ICICI bank who made this unwanted proposal and registered this service on behalf of me. I feel that the ICICI bank phone banking executive cheated me by registering this service. (I called ICICI bank toll free number for getting some information about balance transfer). I don't want this CCP service. Please help me get out this CCP service.

Dear sir,
I was having Aicici bank credit card no [protected] I returned the card somewhere in 2005-and from then I kept receiving the call for the payment when there was nothing to be paid then also I have paid 1600 rs for four five times they said it is for settlement and After that again I use to get the same call and they say ur amount is due so then in aug 2009 I have been deducted of rs 4572 from my[protected] a/c no
Which was with them and then they told me for ur credit card which I was not using for 4-5 years that they have again deducted the money for the credit card
After a month I have gone to rohini-delhi in their office and asked for the statement and told them the complete history they gave me the past two years statement and said we will get u more two years statement from Mumbai office and we don’t find any purchase in it ,there must be something wrong we will check it and will transfer the money.. since past 4 months I have not received any statement any actionand now again I have started receiving the same call for more money .this is the attachment of my account where they have deducted the money without any prier notice and without my using their credit card for past four five years



Account : [protected]
Statement Criteria : Date ranging from 15/08/2009 to 07/09/2009



Status as on : 07/09/2009



Sr No. Value
Date Transaction
Date Description Cheque No. Withdrawals Deposit Available Balance
1 24/08/2009 24/08/2009 [protected] 4,572.58 0.00
2 03/09/2009 03/09/2009 [protected]:Int.Pd:[protected] to[protected] 5.00 5.00



IFEEL COMPLETELY MENTALY HARRASED FOR ALL THIS THING .
I request the IINDIAN GOVT AND GOVERNER OF R.B.I TO LOOK INTO THE MATTER AND PL. SET ME FREE FROM ALLTHIS


Hoping for kind co-operation
And early response on the subject
Thanks & rgds
Sandeep bhasin
[protected]

I am using ICICI credit card since 2005. I have forgotten my password for online transaction for buying Railyways/Air tickets etc.

It is therefore request to reset it so that I can create a new password for future Online transaction through my ICICI credit card. An intimation in this regard may also be forwarded to me for necessary action.


Thanking you,

Uday Kumar Gupta
ICICI Credit Card No.[protected]

I have made a fund transfer of Rs 1400 from my ICICI bank account[protected] to SBI bank account [protected] of my yunger brother on 14/12/2009 .Transfer ID is[protected]but as per my brother amount has not been deposited .Generally transfer takes few hours but this time it is getting delayed and ICICI is showing that transfer is successful.My brother is facing problem as he didn't get the money on time.I tried to contatc ICICI but didnot get proper responce.They should inform such delayed transaction .the amount has allready been deducted from my account and my brother didn't get the money.

ICICI BANK CREDIT CARD NO [protected] STATE MENT FROM 6 TH NOV TO 5 TH DEC NOT YET RECEIVED FOR HARD COPY. PLS SEND TO MY HOME ADDRESS ARE MENTIONED.

BY
C RAVI CHANDRAN [protected]

I am a credit card holder of icici bank bearing # [protected], I had been paying in the card regularly but due to my sudden financial crunches, i have failed to continue the same from the last few months. In the meanwhile i was in touch with one of their executive name Mukesh who used to sit at the upperwood street office and I have also made several payments to him, he used to contact me and send colletor to me for the collection of the payment. Since last few months he had stopped calling me up and I contacted the bank directly to go for a settlement of my credit card account. I never quoted any amount and left the whole thing on the bank to decide. But to my surprise they stopped contacting me suddenly and finaly i came to know that my total outstanding is some 79000/-. I have stopped using the card the very day i failed to make the payment. If bank would remain honest in their part, even they would agree to this. Then how on earth my oustanding reaches to such a pick point i failed to understand. To add more to this, bank never contacted me since the day I had spoken to them about the settlement, moreover since I have my salary account with Icici bank, they have lien the account without even informing me. My salary account balance reflects in negative figure now and the moment i receive my salary the whole amount gets deducted and i do not receive any payment. Bank could have informed me before doing the same. I am not an outsider. I work for the same group (ICICI Prudential LIC ltd) and it is very easy to get my number traced out or the location of the branch am working in. My whole family and my brother's education depends on my salary and bank has taken such a drastic step without my knowledge. I want my money back from the bank and would request them to settle the account or else i would be left with nothing but commiting suicide due to ICICI BANK.

plz note that i can pay rs.60000SPOTANEOUSLY BY A DEMAND DRAFT OR I WILL CONTEST THIS CASE IN THE COURTS OF LAW
>We inform you that your credit card account5176 xxxxxxxx3001 has been permanently deactivated due to the non payment of credit card dues.
>
>
>
>As on date outstanding balance in your credit card account is Rs. 168,571.79.
>
>We will be unable to provide settlement for the requested amount. We request you to contact the collection department for further assistance.
>
>ICICI Bank Ltd., 248, Andheri-Kurla Road, J. B. Nagar, Andheri (East), Mumbai-400 059.
>

>REG;- ICICI BANK CREDIT CARD NO. [protected]
>>SUB:- YOUR INTERVENTION in THE MATTER
>>
>>I HAVE OPTED FOR SETTLEMENT OF ABOVESAID CARD> TO WHICH THEY HAVE OFFERED ME AN ORAL SETTLEMENT AT RS.69000/- Through their representative Mr. Hardeep of thane Branch orally. I had requested the said Sh. Hardeep to settle the said account in Rs.60000/- as i was in poor state of health and my daughter was due for delivery too. The said Sh. Hardeep promised me to revert back soon. But shown his inability to settle the account in less than Rs.69000- I had once again requested him to try again in Rs. Sixty thousand only. To which i did not get any reply.
>>Thereafter all of a sudden I started receiving threatening calls from two nos of TATA who said I need to pay Rs.127000/- plus if I want settlement. They sent two three people at my residence who threatened my pregnant daughter while she was alone at him & frightened her while ignoring her pregnancy & no fault of her in this case if any.
>>Through your good office i beg to reiterate that i am still ready to pay Rs.60000/- as per my words.
>>I have already paid extremely higher of interest @3.25% PM.
>>FURTHER I BEG TO QUOTE THE FOLLOWING WHILE SEEKING YOUR INTERVENTIONS IN THE MATTER as i am ready to Pay Rs.60000/- as of now by Demand Draft
>>
>>in old times when zamindari system was prevalent the poor Indian Public was in their clutches. Once loan is taken the interest used to be charged so harshly that principal+ interest used to carry forward for next two three generations. Even people used to be threatened their property being looted,and they were beaten to death. Now with the inception of foreign and private banks the same system has been reincarnated with with the same modus operandii only change which has taken place is just technological changes. The plight of poor Indian Public is not changed at all as the regulatory bodies are just mute spectators due to technological changes and poor public grievances are not being redressed. These bank continue to overcharge and loot public by window dressing the charges. They are still being threatened they are promised on phone but later on betrayed and people with threatening are visiting the houses of such people. Many a cases have come into light when such frightened people have committed suicides. Many a families have lost their bread winner due to this. IS THERE ANYBODY LISTENING? IS THERE ANYBODY TO ACT ON THE PLIGHT OF SUCH PUBLIC?
>>COPY TO RBI & CIBIL FOR intervention please
>>Kindly save me from becoming poorer to poorest as I have already become poorer from poor by opting ICICI CREDIT CARDS PLEASE HELP ME URGENTLY
>>KANWAR BHARDWAJ
>>06.12.09
>>[protected]
>>[protected]
REG;- ICICI BANK CREDIT CARD NO. [protected]
SUB:- YOUR INTERVENTION in THE MATTER

I HAVE OPTED FOR SETTLEMENT OF ABOVESAID CARD> TO WHICH THEY HAVE OFFERED ME AN ORAL SETTLEMENT AT RS.69000/- Through their representative Mr. Hardeep of thane Branch orally. I had requested the said Sh. Hardeep to settle the said account in Rs.60000/- as i was in poor state of health and my daughter was due for delivery too. The said Sh. Hardeep promised me to revert back soon. But shown his inability to settle the account in less than Rs.69000- I had once again requested him to try again in Rs. Sixty thousand only. To which i did not get any reply.
Thereafter all of a sudden I started receiving threatening calls from two nos of TATA who said I need to pay Rs.127000/- plus if I want settlement. They sent two three people at my residence who threatened my pregnant daughter while she was alone at him & frightened her while ignoring her pregnancy & no fault of her in this case if any.
Through your good office i beg to reiterate that i am still ready to pay Rs.60000/- as per my words.
I have already paid extremely higher of interest @3.25% PM.
FURTHER I BEG TO QUOTE THE FOLLOWING WHILE SEEKING YOUR INTERVENTIONS IN THE MATTER as i am ready to Pay Rs.60000/- as of now by Demand Draft

in old times when zamindari system was prevalent the poor Indian Public was in their clutches. Once loan is taken the interest used to be charged so harshly that principal+ interest used to carry forward for next two three generations. Even people used to be threatened their property being looted,and they were beaten to death. Now with the inception of foreign and private banks the same system has been reincarnated with with the same modus operandii only change which has taken place is just technological changes. The plight of poor Indian Public is not changed at all as the regulatory bodies are just mute spectators due to technological changes and poor public grievances are not being redressed. These bank continue to overcharge and loot public by window dressing the charges. They are still being threatened they are promised on phone but later on betrayed and people with threatening are visiting the houses of such people. Many a cases have come into light when such frightened people have committed suicides. Many a families have lost their bread winner due to this. IS THERE ANYBODY LISTENING? IS THERE ANYBODY TO ACT ON THE PLIGHT OF SUCH PUBLIC?
COPY TO RBI & CIBIL FOR intervention please
Kindly save me from becoming poorer to poorest as i have alraedy become poorer from poor by opting ICICI CREDIT CARDS PLEASE HELP ME URGENTLY
KANWAR BHARDWAJ
06.12.09
[protected]
[protected]

Last Week (9-Dec-09) myself sheetal Kalambe had purchased one Shoppers stop gift voucher worth Rs. 2000/- (from Shoppers Stop, Camp, Pune India) using my ICICI Bank debit card (Debit card no. [protected]). But the card has been debited of Rs. 4000/- at the counter. The card was swiped twice but according to Shoppers stop representative the first swipe was unsuccesfull. We have received only 1 transaction slip (Ref Num.[protected].Please note that that I had signed transaction reipt only once.

The Account statement also shows two entries of Rs. 2000/- each at the same store.

I have called Shoppers stop and they mentioned that its some issue with ICICI Bank machine. I also called ICICI Helpdesk .My complaint number is SR[protected]. Please verify and credit 2000 Rs in my Account

My Complaint Number is SR[protected]

i have taken personal loan from icici bank and i have paid reguler emi's but after losing my job i unable to pay the last three or four emi, icici bank employ's harresd me like anything they come to my home any time at early morrning or night forcing me to pay the dues i convey them that i have no job right now but they insist me to do anything to pay our dues,last month i have pai Rs.3500 as settalement and its been two month nobodys...

I have taken a persoanl loan which I have taken on my ICICI credit card due to some personal emergency in 2007.

Till April 2008 I have made the EMI monthly and then went for a pre-closure of this loan. Which I have closed it with the details below:-

Cheque # 324732 dated 27/04/2008 for Amt 78889 drawn on SBI. During this time the pre-closure I have also made some 2% extra for pre-closing. Now after an year and half I get reminders from ICICI stating that there is a due and I get therating from you people to settle it.

Why should I pay or OPT for settlment when the loan is already pre-closed. And this is not the right way. I would appreciate if some one can help me in getting out of this mess. I mail and call the ICICI customer care number 42088000 so many times but no one seems to be interesed to solve my issue instead they say you have to pay or we have to go for leagal settlement.
Hope this makes more clarity on this.

my cccard was missuse on website of www.ezeego1.com on 13dec2009 of rs 29771
for which i have aready made acomplaint to icici bank compliant no is 10968624
and also to ezeego1.com

i want you to help me and solve this problem as soon as possible
my ctc no is [protected]

Dear Sir/Madam,

I have a icici credit card and saving account. During Diwali vacation ICICI Bank representative Mr. Sandesh visited my my home for icicicredit card payment with outstanding of Rs. 13000/- . i explained him about my credit card closing.Infront of me taked to his senior and asked me pay the cheque of Rs. 8000/- after which he will give me claim settlement letter at Amount of 8000/- and my card will be closed. but to diwali vacation he said he give letter within 8 days. after which i did not received any letter. and now yesterday i had come to know about icici bank blocking the amount of Rs. 6770/- .

When i spoke to the customer care about the same they are refusing to listen me. becoz i dont have any thing in written. I request to check the record of the executive they had send for recovery to my place. They answered they dont have database of the executives going for recovery. I do have the single proof of the executive coming to my place his mobile no. is [protected] Mr. Sandesh.

I dont have any writen proof with me to go for any further action . I requested the ICICI bank to check the executive in whose account the incentive for collection of my cheque is paid to be cheked they refused. but the cheque (262169 ) of Rs. 8000/- dated 19/10/09 is cleared from my saving account.

Hope i get some and my money get refunded: -

My Name: - Sandhya Shelke
ICICI Bank Account : No.[protected]
Credit Card No. [protected]

Thank you in anticipation


Sandhya Shelke
[protected]