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ICICI Bank Complaints & Reviews

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Updated: Oct 19, 2025
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S
Swapnil Vijay Adkar
Nov 27, 2009
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I Visited ICICI bank. Aundh, Pune to place request to enable the payee alerts on my cell phone. I was told by back executive the it will take 2 working days to get this enables. Since the request was not closed in 2 working days I visited the branch again on 3rd day. I was told on 3rd day that it will take another day. Since it the request was not fulfilled on 3rd day I registered a complaint using ICICI customer care call center.

Response of the customer care is pathetic. They keep the call on hold for 10 mins atleast before they give me any update about this complaint status. after several call they asked me to visit the branch again which I believe is unnecesary and very ineffecient way of handling customer complaint. Due to whole episode my payment to other banks are getting delayed.
Dear Swapnil,

We're sorry to hear about your experience. Please write to us with your contact details and account number at [protected]@icicibank.com. We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.
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    A
    arijitgoon
    from Bengaluru, Karnataka
    Nov 26, 2009
    Resolved
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    Hi,

    I paid Rs.100 to recharge for a reliance prepaid (CDMA) number [protected] through ICICI net banking on 21st November 2009.

    There is no recharge until now. I called the customer care twice.....according to them the money should be credited to my account within 3 to 4 days if the recharge is not done. This is 27th November & still no money credited back.

    My Transaction ID:
    SB1681161

    Description:
    BIL/[protected]/0524/[protected]/[protected]

    Account Number: [protected] Branch: 6239 (Chembur)

    This happened earlier too. This is the last time I tried prepaid recharging through ICICI net Banking, enough harassment. If you cant run it properly then stop the service....don't harass customers for trusting you. When we call customer care they say we are not responsible for reliance server....it's their fault. Please don't run something which you can't bear responsibilities for. I would suggest to stop the reliance recharge immediately, if you don't have any direct control over that. Or at least try to credit the money back in time if something goes wrong.


    --
    Thanks & Regards

    ARIJIT GOON

    +91 [protected], +91 [protected]
    Aug 13, 2020
    Complaint marked as Resolved 
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      P
      Pabitra Kumar Maji
      from Mumbai, Maharashtra
      Nov 26, 2009
      Resolved
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      Dear Sir,

      a) On 26th Oct.09 I have lost Rs 1000/- from my a/c in ICICI ATM counter(counter no-11) in Bhubaneswar due to link failure.

      b) Now bank itself is denying the fact desparately & not cooperating at all to get my money back.

      c) Instead of giving phone no gave me fax no,when everyone could connect over phone they said unable to contact,

      d) Send mail nodal officer many times & got reply-we acknowledge receipt of your communication.we will attend to your mail prompltly & revert to you within 2 working days but never replied.

      e) Always from Mumbai office said transaction was successfull,money can't be reversed to the a/c without providing right bank proof or documents to me.

      f) Is this the transparency & customer dealing ?

      g) Who will solve this problem & help me to get my hard earned money back?

      Sincerely,

      Pabitra Kumar Maji,
      ICICI Bank A/C N[protected]
      [protected]
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Sir,

      Send mail to Nodal Officer:

      I Shri Pabitra Kumar Maji holding account no[protected], debit card no-[protected] and complain no[protected] wants to state that on 26.10.05 at 12-17 p.m . used my ATM card to draw Rs 1000/- from your ATM NO-11 in Bhubaneswar.But before the completion of transaction (withdrawl)there was a link failure.{On the screen –“Is being processed…….” Was showing}.Immediately I told this to the security named Jatindra Rath.He told me not to worry and after relink you go for another processing.so, accordingly I went for transaction and withdrawl Rs 1000/-.After that I took a mini statement and found instead of one time deduction of Rs 1000/- it has deducted Rs 2000/-(i.e.Rs 1000/-*2 times).
      As per security man’s advice after another customer’s transaction, he asked me to withdraw Rs 100/- and check the mini statement (12.22p.m.).But there was no change in the balance statement.He then asked me to leave for 2-3 hrs. and come for mini statement to check the balance.At 17.13 p.m.I took the mini statement, but there was no change by this time also.
      He(security)then asked me to check it after 24 hrs., but the same was repeated.Then I went to the bank(ICICI bank at Shreya Square in Bhubaneswar) & through the no-[protected] I launched a complain & they gave me the complain no[protected] & told that after 7 working days Rs 1000/- which was wrongly deducted due to link failure will be credited to my account.
      On 30th Oct.09 at 5.01pm I received a message through the no-[protected] that “we are unable to reverse the transaction as it has been fully paid as per our records”.At that time I was out of Bhubaneswar & was not carrying all the docs.& debit card.So I could not contact immediately after getting the message.
      On 1st of Nov.09 I also sent a mail through customer.[protected]@icicibank.com & received a mail that they will reply by 11th Nov.09 but on 4th received the same message“we are unable to reverse the transaction as it has been fully paid as per our records”..I also met branch manager Ms Kirti for the same.She assured me that within 7 days money will be credited to my account & gave me a phone no[protected] but to my surprise she gave me the fax no(I tried many times that no & came to know that she had given me the fax no) If you are not taking this issue seriously it would compel me to take legal steps.
      Thanking You,
      Pabitra Kumar Maji,
      [protected], [protected].

      Received mail;

      According to the revert of the complaint received we understand that the transaction has been verified and found to be fully paid and successful as per our records.

      Replied;

      Dear Mr.Indulgar,
      a)I hope you could not understand the complain launched & its cause,
      b)Both the transactions are shown fully paid on the account statements which is not correct,
      c)The first transaction of Rs 1000/-was not paid to me due to link failure but it is shown paid in the mini statement(which is my complain),
      d) My complain is that I have not received the money due to link failure, but your ATM team says it is fully paid. Where is the money gone ? Who is the culprit?
      e) i. You should maintain transparency with customers. When everybody else could contact me over phone, only you people are unable to do so which I think is a sheer bluff.
      ii. Your bank manager instead of helping the customer, knowingly gave fax no to avoid the situation(although she promised that Rs 1000/- will be credited to my account after she talked to the ATM team in front of me in the bank).
      f)Is this the transparency & dealings you maintain with your customers?For your further informations I also maintain debit cards of other banks for many years.But this type of fraud incident never happened to me.
      g) We are waiting for the ICICI nodal officer’s reply from Mumbai, after that I will take necessary steps.
      Thanking you,
      Pabitra Kumar Maji.

      Received Mail;

      According to the revert of the complaint received we understand that the transaction has been verified and found to be fully paid and successful as per our records.

      Sincerely,

      Pabitra Kumar Maji,
      [protected].
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        S
        Shailendrasinh Jadeja
        from Rajkot, Gujarat
        Nov 26, 2009
        Resolved
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        Regarding NOC

        I have taken a loan from ICICI bank i pay my regular installment in time,now i complete my loan in time & now they asking me for extra payment for late payment of installment they are not issue NOC. they have direct debit charge CFO charges without any intimation & they force me to pay compulsory otherwise they are not issue NOC.

        It is a sheer harassment.
        I want to know to whom should i complaint.
        May...
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        C
        coolguy123
        from Bengaluru, Karnataka
        Nov 26, 2009
        Resolved
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        It's so poor to hear from ICICI Direct helpdesk that their system can't print "/" (say 9/45 ) in the customer's address.
        Stupid representative who couldn't speak proper english came to my house and collected all the documents with Rs.975 cheque to open the ICICI Direct account.Cheque cleared but i didnt receive my trading password yet.

        People learn from their mistakes but ICICI Direct never did this.

        Irresponsible managers, helpdesk even their courier service 'First Flight' ...

        I have been sending emails to the helpdesk, calling customer care, calling courier service for the past 45 days...

        no help!

        In all, It's the worst trading platform in India.. DON'T GO FOR IT ! DUMP IT IF YOU HAVE ONE !
        Aug 14, 2020
        Complaint marked as Resolved 
        My demat acct . is an old acct and doesn't have future and option trading enabled.Customer service sent me the contract form on 10th Jan 2008 and i submitted the same to icici on 12th Jan.This was submitted in barakhamba road office- first floor of ICICI securities to the manager Mr.Kumar.

        I have been running from pillar to post for last 18 days and till today no action has happened on the same.
        Twise i registered the complaint with icici customer service.They ask the phone number and say SMS will come for complaint number but that never happens.

        Request you to pls help.

        Regards
        VAibhav Nagpal
        Assistant Vice president
        Citi
        [protected]
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          M
          mahesh tolwani
          from Mandsaur, Madhya Pradesh
          Nov 25, 2009
          Resolved
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          To
          Business loan Manager
          ICICI Bank,Indore

          Subject:-Reversal of charges

          Sir,
          My firm Mahesh book depot situated in indore doing business since 1984 having a bulk turn over of RS.1.5 CRORES has an account in your ashok nagar branch having accnt no:[protected] has got facility of Overdraft limit of ONE LAKH rupees in year 2007 and after that we have signed in October 2008 for rupees TWO THOUSAND FIVE LAKHS.
          And bank immediate charges in our account debited by following charges in 2 steps:-

          1.Renewal charges(processing fees)-> 2-12-08 Rs.5056.20
          2.Renewal charges (processing fees)-> 23-10-08 Rs.3370.80.

          But we have still got overdraft limit of only ONE LAKH RUPEES instead of having overdraft limit of TWO THOUSAND FIVE LAKHS.

          And in every month we have been charged by RUPEES
          FIVE HUNDRED as MAB or QAB CHARGE ,.,since DECEMBER 2007.but after overdraft limit account it must not be charged and here is the following description of the MAB and QAB charges.

          1.dec 2007-RS.1500
          2.mar 2008-RS.1500
          3.jun 2008-RS.1500
          4.sep 2008-RS.1500
          5.0ct 2008-RS.500
          6.nov 2008-RS.500
          7.dec 2008-RS.500
          8.jan 09 to aug 2009-RS.500(each month)
          Total invalid charges of MAB or QAB= RS.11500(upto aug 2009 only)
          Please take immediate and proper action against these invalid charges and try to reverse it in my account.we are also trying this request since last one year at your indore malwa parisar and same in ashok nagar branch but no proper action has been taken against it.hopefully this time any action must be taken for future good relations.please reply us as soon as possible.and obligue.
          Thanking you,

          Mahesh .k.tolwani
          (prop. Mahesh book depot,indore)
          (account num:[protected]
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Mahesh,

          We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

          Regards,
          ICICI Customer Service Team.
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            H
            Hari Prashanth
            Nov 25, 2009
            Resolved
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            In around Jan or Feb 2008, I was sent a ICICI Lombard GIC LTD. card. (ref no. 74477488079004331081160). I called the customer care and told them that I do not need that ICICI Lombard card and they canceled it and said I need not have to pay any money(since I had stopped using the card I had no outstanding bill at that time). But in the next months ICICI credit card bill, I was charged Rs 15000. So when I called them, they said the amount will get reduced on its own as they will pay EMIs and it started reducing every month. And since I came to the USA and was not using the credit card any more, I did not follow my credit card statements. But suddenly a couple of days back, my parents in India were called and threatened that I had around Rs 4000 due and I will have to pay Rs 1500 to get rid of the outstanding due or they will face problems. When I called them they said they are from recovery section and were speaking like some nut heads and gundas. I checked my credit statements and they have stopped paying the EMIs in Feb 2009 when the due was around Rs 392. And over next 6 monts they have charged me interests and late fees and they have made a bill of Rs 3995. When I called ICICI Lambard, they said they have paid all the money they owed and told I need to speak to the Credit card division. When I called credit card division, they said, I need to speak to ICICI Lambard as they haven't paid the complete amount. I have asked my parents to lodge a police complaint to be on the safer side. This is the number that I contacted them.[protected]. They told that they are put up in Bommanahalli in Bangalore. If you check my past 2 years' statement and verify the things, you will understand whats going on. This is like a day light robbery. Both are hand in glove in this. They are cheating people. How should I handle this situation?
            Aug 14, 2020
            Complaint marked as Resolved 
            Dear Hari,

            We're sorry to hear about your experience. Please write to us with your contact details and credit card number at [protected]@icicibank.com. We'll contact you and work to address your issue.

            Regards,
            ICICI Customer Service Team.
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              A
              atin kumar singh
              from Mumbai, Maharashtra
              Nov 25, 2009
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              I am trying to activate my debit card which can be done only through phone i have lost my 50 Rs they say always to wait. so its a humble request to take strict action against them
              Aug 14, 2020
              Complaint marked as Resolved 
              my brother atm card is blocked.i use rong pin pin number. when atm card reactivate.what can i do for reactivation
              Dear Sandhya,

              We're from ICICI Bank and are sorry to hear about your experience.

              For security reasons, please ask the customer to write us to us with his account number and contact details at [protected]@icicibank.com and we will address the issue.

              Regards,
              ICICI Customer Service Team.
              I had requested for a new debit card in jan and immediately my old card was blocked. Now i am out of the city and some how gave an authorization letter to a friend and received my new card. It was a long procedure. Now i see that i have not received my pin along with it. How am i supposed to activate my account. There is no way i will be going back to my city for another 2 months and i need to use my card.

              I need help as soon as possible. I am stuck.
              sir tell me, my atm card means my debit card is blocked due to i have entered wrong pin three times ...sir tell me when it will be unbocked with in ????
              sir, i am kishan chand. i have lost my old atm.card, now i have new atm.card. but this card is not activate.my card no.is ([protected]) & my account no. is[protected]. i want to plz immidetly activate my new atm.card.
              my atm is not activation . card no [protected] plz activated immidetly
              I am trying to activate my new debit card which can be done only through phone i have lost my 50 Rs they say always to wait. so its a humble request to take strict action against them
              card no. [protected]
              a/c no.[protected]
              i have lost my old atm.card, now i have new atm.card. but this card is not activate.my card no.is ([protected]) & my account no. is[protected]. i want to plz immidiately activate my new atm card.
              my atm is not activation . card no: [protected] plz activated immidetly
              There is abig trouble in getting dbit card activated or reactivated. My card was lost and I applied fpr new card. I got inew card. I supplied the desired piece of information over phone call and IT is yet to be activated. Almost one year has gone I had stopped depositing my cheques in My ICICI bank account. Reactivation should be made little easier whena person is seeking it over telephone and again through the phne of your bank branch and there is a person in te bank who knows the customer well. I could not receive the pin number and hence the operations with the bank remained suspended.I want to operate it but of no use. A salaried person do not have enough time to stay on the phone for hours. Please make the activation procedure bit easier as your card is always delivered safty to user's hand. What is the procedure if the blocked card is found again say after two three months. My card was lost during home shifting and I found it again but I do not know what to do with that card as it is blocked. Can it be reactivated?
              [protected]@gmail.com
              I am trying to activate my new debit card which can be done only through phone i have lost my 50 Rs they say always to wait. so its a humble request to take strict action against them
              card no. [protected]
              a/c no.[protected]
              hi this is sesha, i lost my debit card through the loss of my valet. so i deactivated my debit card permanently. from film nagar branch, hyderabad . but i found back my debit card . now i want to activate my same debit card. So kindly suggest me some solution on contact no.+91-[protected] or ns.[protected]@gmail.com as soon as possible
              Hi my atm debit card activation atm card no.[protected]
              My a/c no.[protected] my contact no +91 [protected]. Plz immidetly activation..
              This is Karthik Kalikiri my atm card no.[protected]
              My a/c no.[protected] This is my salary account i am forgot my pin number please help me out my contact no +91 [protected] . Plz immidetly .
              A/c No.[protected]. The online service of ICICI bank to generate password, Debit card PIN, Activate debit card, adding new payee to the payee list and some such important data can simply be graded to be the worst. The customer care service is a harassment than a help as it turns out to listen to IVR rather than getting chance to talk to executive.
              If you have any well wish, improve the service. A customer does not have time to remain engaged for long to maintain the account.
              "Dear GAGAN MANDAL,

              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a38kdy_aaag) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team"
              Hello Sir,

              I lost my registered Mobile number, and i got my New ATM card which is not activated ..

              Can some one tell me how to change the Phone number in my profile ? so i can Activate and Generate the Pin ??
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                A
                Anil Raj Singhvi
                from New Delhi, Delhi
                Nov 25, 2009
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                Sir, i have current a/c with icici bank wide a/c no[protected] : KINGS INDIA. They are not sending bank statement since 1.5 years and when ever we complaint to bank not giving proper reaply .and every month they deduct sum of 350 to 450 as bank charges .
                currently we are availing facility of internet banking but we ony find bank charges appropiate details are always missing.
                Please help us in solving problem. My mobile no is [protected].
                Anil Raj Singhvi
                (prop. KINGSINDIA)
                Aug 14, 2020
                Complaint marked as Resolved 
                I am Mamta m Patel A Salary A/c. Holder of ICICI bank

                & My A/c. No is[protected]...

                My Problem is actually Salary Account is on Zero Balance facility

                But withiout intimation in written to me ICICI Bank will transfer

                My A/c. to Normal A/c. & Presently My this A/c. Is deactive

                & Bank Charged a 1600 Rs. (Quarterly balance charges) & a bank

                officer do not close My salary a/c...i want to Close this A/c.

                Please Kindly do needful for this..

                Mamta m Patel
                mobil no. [protected], , , , [protected]
                dear Mamta

                once a person salary account is closed with r with out intimation it convert to normal account
                for normal account if normal balance is not maintain the fine is applicable
                if you want to continue that a/c you should pay the fine amount
                or
                you can apply for new account by closing old one it is benefitable to avoid fine
                Dear Anil,

                We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                Regards,
                ICICI Customer Service Team.
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                  A
                  Amarjeet Singh
                  from Delhi, Delhi
                  Nov 24, 2009
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                  i have got two wheeler loan from icici bank branch faridkot date 25oct 2007 now which is shifted from faridkot to the place i d'nt know & my all EMI cleared in the month of april 2009.
                  i request many time for issue my NOC but bank has not giving any attention toward my application or (complaint no.[protected] i requests highly to you for solving this problem.thankyou
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  have got two wheeler loan from icici bank branch trichy 2006 now which is shifted from faridkot to the place i d'nt know & my all EMI cleared .
                  i request many time for issue my NOC but bank has not giving any attention toward my vehicalNoTN 48 H 9118 & loan No :LTTR[protected] requests highly to you for solving this problem very argently pl
                  have got two wheeler loan from icici bank branch trichy in tamilnadu date 2006now & my all EMI cleared in the month of june 2009.
                  i request many time for issue my NOC but bank has not giving any attention toward my vehical No: TN 48 H 9118 Loan NO:LTTR[protected] i requests highly to you for solving this problem very argently pl

                  mopail no :[protected]
                  Home no :[protected], [protected]
                  Dear Sir,

                  At our Branch we was deliverd a vehicale in the name of dayal ram
                  RJ-22-SC-0918 Bajaj CT100 modal2006 finance by icici bank Pali.But till we have not get his N.O.C.So plz take any action and oblige him.

                  Regards

                  Narendra Singh Rathore
                  Branch Manager
                  Om Sai Bajaj
                  Pali-Marwar
                  [protected]
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                    S
                    sasikumar.p.k.
                    from Bengaluru, Karnataka
                    Nov 24, 2009
                    Resolved
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                    Resolved

                    Dear Sir,

                    Re: Credit card No:[protected] of sasikumar- Statement dated Feb 13, 2009 due on 2nd March 2009.

                    Please note that while travelling I have used my credit card on 8th Feb for accommodation in the UK for a provisional booking (pre authorization) for GBP 966 and there was actual drawings by the Hotel. It is a usual practice anywhere in the world to do a pre authorization through card while checking in and unless and until it is actually drawn through a proper authorization no charges to be paid by the credit card holder, and in turn by the bank

                    In the statement mentioned above I noticed you have debited me for Rs.71,966 on 12th Feb and credited me for Rs. 66,751 a net difference of Rs.5,215 for not spending anything from the card.

                    Since the above debit is not for any actal drawings from the card I am not wlling to accept such debit and hence kindly reverse the debit for Rs 5,215 and acknowledge.

                    I sent two letters (March and April) and I didn't get any reply from the ICICI bank.

                    Regards',

                    Sasikumar'
                    [protected].
                    Aug 14, 2020
                    Complaint marked as Resolved 

                    SBI Card — incorrect accounts

                    Dear sir,

                    Re:Credit Card No:[protected] of sasikumar-statement dated Feb 13, 209 de on 2nd March 2009.

                    Please note that while travelling I have used my credit card on 8th Feb for accommodation in the UK for a provisional booking (pre authorization) for GBP 966 and there was actual drawings by the Hotel. It is a usual practice anywhere in the world to do pre autorization though card while checking in and unless and until it is actually drawn through a proper authorizaton no charges to be paid by the credit card holder, and in turn by the bank.

                    In the statement mentioned above I noticed you have debited me for Rs.71,966 on 12th Feb and credited me for Rs.66,751, a net difference of Rs.5,215 for not spending anything from the card.

                    Since the above debit is not for any actual drawing from the card I am not willing to acept such debit and hence Kindly reverse the debit for Rs.5,215 and acknowledge.

                    I already sent two letters, (March and April) along with the copy of the statement dated Feb 3, 2009 due on 2nd March, but I didn't get any reply for the same.

                    Regards'

                    Sasikumar,
                    [protected].
                    Dear Sasikumar,

                    We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                    Regards,
                    ICICI Customer Service Team.
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                      S
                      Shailesh Meghji Ayer
                      from Mumbai, Maharashtra
                      Nov 24, 2009
                      Resolved
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                      Resolved

                      Hi,
                      I, Shailesh Meghji Ayer having account at ICICI Bank (Andheri West Shoppers Stop Branch). I had an emergancy and i tried to withdraw Rs. 5000/- from HDFC Bank ATM on 1st of August 2009. However due to some technical problem the the transaction was failed. I tried doing the same thing twice but both the time it failed and Rs. 10,000/- was debited from my account. However Rs.5000/- was credited instantly but remaining Rs. 5000/- was not credited. I called up ICICI Bank customer care for this complaint. The complaint (SR[protected] was taken into consideration and was assured that within 12 working days the amount will be credited after the verification from bank. On 14 of August 2009, amount of Rs.500/- was credited into my account. So i again called up customer care saying why Rs. 500/- is only credited the actual amount was Rs.5000/- what about the remaining Rs. 4500/- . Again new request was registered(SR[protected] on 21st of August assuring that within 12 working days the issue will be resolved. I kept on calling customer care i was made to follow same process and was told to wait for 8 days, 12 days, 1 day. I even received call from senior officer (Mr.Vikram[protected] stating that we re doing the follow up with bank and will resolve the issue in 8 days. Where again i received new service request number(SR[protected] on stating that it will resolved but was not done. I kept calling customer care again on 21st September the complaint was registered on HIGH PRIORITY basis but no result.
                      Finally, I had had also written mails to bank using my netbanking account to account officor where i got reply stating that "We deeply regret the delay in resolving your query. Considering the time taken for this complaint, we have placed your concern at top priority with the Reference number SR[protected]. ". But still i did not got the issue resolved. Now a days i am writing mails by am not receiving any reply.

                      Finally i am tired calling customer care and sending mails to account officor for the amount of Rs. 4,500/-. I dont know what is suppose to be done.

                      Bank is not taking any initiative to resolve the query.

                      Please do the needful.

                      Regards,
                      Shailesh
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Dear Shailesh,

                      We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                      Regards,
                      ICICI Customer Service Team.
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                        kumari
                        Nov 23, 2009
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                        Hi, my case is a very frustrating one. I happen to have 2 SB accounts and one of them was linked to my demat. i wanted to close the SB1 that is linked and link the SB2 account.bcos SB2 is used everywhere for bill pay and other stuffs. when i went to submit the form in trichy,TN. an in experinced gal asked me to close the linked SB1 first and submit the form the new link. It was my mistake to believe the that stupid gal. they closed my account with out even verifying if there is any other SB account linked to my demat.

                        1) After 1 month, when i reached customer care, they tell me that the form did not have proper signatory, even though i signed personally.

                        2) I submitted another form to link my account. this time it was rejected bcos the form was filled in blue ink

                        3) I submitted again, this time it was rejected bcos the check date format is not indian date format.

                        4) I submitted again, this time it was rejected bcos the date in POA is not matching with stamp duty.


                        i am really frsutrated bcos all these are very lame excuses. Even though i attached all the legal proofs. This has been goin gon for a year now and i lost lots of money. I have submitted one more form, lets see how it goes.
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Hi,

                        We're sorry to hear about your experience. Please write to us with your contact details and account number at [protected]@icicibank.com. We'll contact you and work to address your issue.

                        Regards,
                        ICICI Customer Service Team.
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                          Darshan Suresh Chandan
                          from Mumbai, Maharashtra
                          Nov 23, 2009
                          Resolved
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                          Dear Sir,

                          I had a personal loan with icici bank ltd,i foreclosed it and have a reciept with me,now they are not giving me the NOc and they have even leined the EMI amount from my account and they are not giving me back.i mailed them many times but no reposnse from head office too.local branch and collection peoples also not responding in this matter.kindly suggest me wat to do
                          Aug 14, 2020
                          Complaint marked as Resolved 

                          ICICI Bank Ltd. Personal Loan — Not received NOC

                          I hve taken Personal Loan of Rs. 1.79 Lakhs. on May 2007 & Perclosed on June 2008 on OS amt of Rs. 1.10 Lakhs with Minimum due of Rs. 1.07 Lakhs (Preclosere Loan principal amount). Afterwords they chareged me Interest of Rs. 5, 715.48 Plus Service Tax. on outstanding Balance of Rs. 3557.13. Several times by mail by phone I asked them the clarification for the same but I have not received any proper calculations for the amt charged. Afterwords I paid an amount of Rs. 3650.00 which was due as per preclosure statement. And for disputed amount I had not made the payment. ICICI Bank continiously charging me interest, Late payment fee plus Service tax on Outstanding amount which not accepted (Interest has to charged on outstanding amount). Then I have got call from ICICI Bank towards make the payment of Rs. 1212.00 towards full payment against Outstanding amount of Rs. 9834.01. And ICICI told me it is a final payment. I made the payment as per the instruction from ICICI Bank ltd. on 17.11.2008. Afterwords ICICI given me statement showing outstanding balance of Rs. 8733.23 and delared me defaulter in CBIL on Dec 2008. I clarfy with ICICI Bank Ltd. at Andheri office they suggested me to pay whole amount of Rs. 8734.00 and assuered me they will provide me the Loan Closure letter for the same.
                          I have no received any Loan closure leteer till today. and I have got cheterd from ICICI bank Ltd. for Interest amount which no applicable to me with late payment fees.
                          Kindly advice me how can I cleare my record from CBIL

                          Pankaj Mohite
                          Dear Darshan,

                          We're sorry to hear about your experience. Please write to us with your contact details and loan account number at [protected]@icicibank.com. We'll contact you and work to address your issue.

                          Regards,
                          ICICI Customer Service Team.
                          Sir

                          my personal loan file no is lpdel [protected] i have allready clear all emi in but till date i have not getting noc plz. do the needfull
                          My Personal Loan A/C no is LPCAL[protected]. I have completed all the payments towards the loan. Last amount paid in the month of February'2011 but till date I have not received the NOC from the bank. Kindly look into this matter and send me the NOC in my personal mail I'd as mentioned below :

                          [protected]@rediffmail.com.

                          Kindly do the needful at the earliest.

                          Regards,

                          Sudipto Sen
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                            Kartik Mehta
                            from Jetalsar, Gujarat
                            Nov 23, 2009
                            Resolved
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                            hi
                            This is Mr Kartik hold a Big Bazaar ICICI bank credit card is receveing harrasment calls from the recovery people of the bank on my home landline and they are harassing my parents for payments and also they call up my neighbours and torture them by saying that they will go to police and they have different ways of recovering payments and if i dont pay them then they will extract money from my neighbours. therefore finally i have filed a NC with the police and also if required i will file an official complaint with the police also i told them to go legally to the court and file a civil complaint to get the money from me but they are not ready to do that as well and when i went to the branch to settle the acct they are not co-operating as well. So i really need some help and guidance. my contact no is [protected]. plz do let me know what to do
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Dear Kartik,

                            We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                            Regards,
                            ICICI Customer Service Team.
                            For Last two weeks in the Montessori School at Durgapur the Headmistress is torturing my three years baby named Arya Das. It was started while a complaint was launched for beating my baby by the Headmistress.

                            I am seeking for help for future course of action.

                            Regards,

                            Amitava Das
                            For Last two weeks in the Montessori School at Durgapur the Headmistress is torturing my three years baby named Arya Das. It was started while a complaint was launched for beating my baby by the Headmistress.

                            I am seeking for help for future course of action.


                            Regards,

                            Amitava Das
                            ([protected])
                            For Last two weeks in the Montessori School at Durgapur the Headmistress is torturing my three years baby named Arya Das. It was started while a complaint was launched for beating my baby by the Headmistress.

                            I am seeking for help for future course of action.


                            Regards,

                            Amitava Das
                            ([protected])
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                              Buddhadeb Paul
                              Nov 21, 2009
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                              I have ICICI Bank Savings A/C at Brabourne Road Branch in Kolkata since 2003.

                              I have maintained the quarterly available balance in my account from Jul-2009 to Sep-2009 well above the minimum QAB (i.e., 10,000 INR ) required to be maintained in my ICICI Bank savings account.

                              In ICICI Online Banking, when I enter the date from Jul 1, 2009 to Sep 30, 2009 I could see my available balance for the quarter Jul-2009 to Sep-2009 is 14,350 INR, which is well above the QAB (i.e., 10,000 INR ).

                              Still, ICICI Bank has deducted QAB charges for Jul-2009 to Sep-2009 quarter.
                              ICICI Bank is doing fraud with me by deducting QAB charges although I have minimum quarterly available balance maintained.

                              As ICICI Bank has erroneously deducted this QAB charges, they need to reverse this as soon as possible.

                              If ICICI Bank is not reversing this QAB charges and giving justification of QAB as daily / monthly available balance, I would take this matter to Consumer Court and file complaint with Reserve Bank of India that ICICI Bank is doing fraud with its customers by deducting QAB charges wrongly and justifying Quarterly Available Balance (QAB) as daily / monthly available balance.

                              I also have savings accounts with other banks in India and they also have QAB but they do not justify QAB as daily / monthly available balance like ICICI Bank is doing.

                              I need quick redressal and reversal of the QAB charges deducted Jul-2009 to Sep-2009 quarter.

                              ICICI Bank — For QAB reversel

                              I have customer account in ICICI bank.Bank Wrongly deducted my 843 rs as QAB charges.
                              now they are making unleagal term and condtion in reversal. pls lets get me back tha 843 Rs.
                              Dear Mr. Paul,

                              We're sorry to hear about your experience. Please write to us with your contact details and account number at [protected]@icicibank.com. We'll contact you and work to address your issue.

                              Regards,
                              ICICI Customer Service Team.
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                                Preejith.Padmakshan
                                Nov 21, 2009
                                Resolved
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                                Resolved

                                Hello
                                I am a very upset ICICI Bank credit card holder.I had an outstanding on my card.I planned to clear the balance so I called customer care in month of Oct 09.I spoke a representative & he imformed me that I need to pay Rs30323 to clear the balance.I made the payment on line on click to pay on 28/10/09.Now I have recived a statement on 20/11/09 asking me to pay total amount due Rs1121.20.I was quite surprised & I called the customer care spoke to girl & she said that I have to pay the intrest.i asked her that I have already paid the outstanding so why should I pay the intrest & to conferm it further I told her that the customer care agaent has given this imformation she did not have any ans so I asked for her manager.He said that it was the reps fault that he gave an wrong imfromation but the quetion is still the same why should I pay when the outstanding has been cleared he still couldnt explian 7 at the end simply hung up the call on me.i called back again I spoke to a very unprofesional rep named Pratima who refused to escalete the call to manager 7 was not ready to listen to my problem.then after some argements the call was finaly trafered to a Manager who was worst than ever his name was Parag & was highly unprofessional.I dought that he was a manger.he was using words like (U LISTEN TO ME ,U ARE TRYING TO BE OVERSMART).The fact is he was not abel to give me a clear ans to what my issue is.He kept on hidding the banks fault & at the end he just hung up on me.I am very distressed & would need some help in how to resolve this matter.
                                Thanks
                                [protected],[protected]
                                [protected]@dell.com
                                preejith.[protected]@gmail.com
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                I was carrying ICICI credit card number [protected] and paying the instalments regularly till July 2008.In August my cheque was lost from the bank and after that even after my repeated contact with the bank, they are not giving me any solution rather levying irrelevant charges month after month. Their agents are started visiting my house at any point of time and harrasing my family in my absence. Also please note that in August 08, the outstanding on my card was approximately Rs 55000/- and now within 4 months it became 122000, 00 and I have never used my card during this duration. I am approaching the bank directly as well thru their agents, but in vein.

                                Can I request the higher authorities to look into the matter and give the instruction to the bank to settle my account immediately with my actual dues.

                                ICICI BANK'S CREDIT CARD — Harrasment by the bank

                                Manager, Date: 21.11.2008
                                ICICI Bank


                                Dear Sir,
                                Subject: Credit card No. [protected] Durfeshan Inam – Harassment by your Bank.
                                This is to inform you that I have taken above credit card, which was credit limit of Rs.3000/=. Only once I have purchased items through this card for Rs.3000/= and deposited a cheque No.757821 dated 22.01.2008 for Rs.3000/= of Punjab National Bank, Hazratganj, Lucknow with in due time. I had gone out of India in the month of Feb’08. After retuning from abroad I found credit card statement showing balance of Rs.4456.88. I personally visited your Hazratganj branch and enquired the fate of my cheque. The officer concerned stated that the cheque could not be cash due to differ of signature. It was shocked to me that neither the cheque nor any information was given to me in this regard with in time. Meanwhile I submitted other cheque No.492410 dated 25.03.2008 of the same amount, which has been cleared. I requested the officer concerned for the waivment of one-month interest & other charges that was wrongly debited to my account. The matter was settled after long discussion with the officer and I discontinued the above credit card.
                                Now SMS is being received for payment of due against me. As I have cleared total amount of the dues and matter has already been settled why such SMS is being sent to me?
                                I again request you to look into the matter and instruct the person concerned not to harass me by sending the SMS.
                                Thanking you,


                                Yours truly,


                                Dr. Durfeshan Inam
                                [protected]
                                My statement on 25 mar 09 shows a cash reversal of 1110. Cust support say they need the cash receipt no paid for the month of aug-08. And I dont have any other go but to find it or pay it. it's really harassing to demand such things from a customer who has paid in CASH.

                                ICICI Credit Card — After full payment receiving calls and call for outstanding

                                Hi,
                                with reference to your maila and card no[protected], i have find that ICICI bank is cheating thier customer just to fulfil there pockets, very reticulous and misconcept behaviour of such a repute and concerned financial company I have seen.

                                With reference to your below said mail, i just want to add my CAsh payment slip(C[protected] and your settelement letter(ICICINAG/08-09/0901/05/A).

                                If such type of any mail come in future on my mail ID, I'll directely go to consumer court only and from we will decide what to do.

                                Your total outstanding payment was already paid on 10th August 2008, against your ful & final settelment request.

                                One more thing without my request i recieved Credit Card.,

                                Kindly make wave off all outstanding as I already paid your total outstanding balance.

                                For any quiery you can come to me on [protected].

                                Current Card statement, Cash deposite slip and Settlement copy attached

                                Rgds,
                                Samim Akhter

                                bank card — harrasment

                                Dear Sir,
                                I have made this complain to Head of customer care of Standard Chartered Bank in Chennai in India as well as customer care unit in Oman Muscat. My top up loan was declined indicating that due to over limt of Credit card use and delay payments. Pl see the following details of my credit card summery statements based on last 12 months bank statements.

                                I expected to get this loan and decided to pay my son's college fees in Australia who is followinf a Hotel Management Degree . As was unable to pay my son's college fees he has to return back to sri lanka by end of Sep 08. This matter was with all high ranking officers in Standard Chartered Bank in Oman. Pl clarfy this matter and help me to get my top up loan by 30 Sep 08 to secure my son's education. My loan payments were regular to the bank for last 13 months.

                                N.B. I HAVE GIVEN OVER 200 EXPACT CUSTOMERS TO STANDARD CHARTERED BANK WITH IN LAST 12 MONTHS ROYAL NAVY OF OMAN.

                                ICICI Credit Card — Harresment by ICICI

                                Dear Sir,
                                We are copmpletely annoyed by the services being offered by ICICI. due to non recipt of the bill i was unable to pay the credit card bill. After repeated reminder i got the bill one month late. i cleared the outstanding on reipt of the bill barring the late payment charges taht were levied. After this i had stopped using the credit card and refused to pay for the late fee etc.which got accumulated to a huge amount approx. Rs.9000 +. I requested the bank to waiveoff all the ill-legitimate amount and cancel my card. But the same was not Executed.
                                Now they are haresing my mother by calling her and visiting the home.

                                The details of the complaint taht we had earler submitted to the bank are given below.

                                -----Original Message-----
                                From: [protected]@icicibank.com ([protected]@icicibank.com)
                                Date: Tuesday, January 13, 2009 08:57 AM
                                To: [protected]@icicibank.com ([protected]@icicibank.com)
                                Subject: level3complaint/ Credit Card


                                Name: Mahima Bajpai
                                Product: Credit Card
                                Account No: [protected]
                                Application No:
                                E-mail address: mahima.[protected]@idea.adityabirla.com
                                Mobile no: [protected]
                                Telephone no: +91--
                                Service Request(SR) No: [protected]
                                Details of complaint: Thankyou verymuch for the pathetic services of ICICI Bank bank and one needs to learn how beautifully a customer can be made a fool of.
                                I have been trying to get my credit cared account setteled from the last 8 months but your bank has been of no help and infact have been harrasing me by levying unnecessary charges.My credit card number is [protected]. Around may or april 08 my ICICI credit card bill was not sent to be thus i was not able to pay it. Next month also my bill was not sent. In June after repeated complaints the bill was sent and the payment was made but since there was a delay a huge service tax and late payment amount was levied even though i has complained that i have not received my bill. Since then such heavy ammounts are being levied month after month. I have been paying for the purchases done on the card but obviously am not paying for the interests etc. Kindly get the same rectified or i will be forced to surrender the card.Regards, Mahima Bajpai - [protected]

                                Please Help and rescue us.

                                Tahnks nd regards,

                                Mahima,
                                [protected]
                                Dear Preejith,

                                We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                                Regards,
                                ICICI Customer Service Team.
                                Dear Team,

                                Pls let me clear that I am not complaining any one, I am using ICICI credit card ( Platinum) & having more 5000 Imint points held with me, but I do know, how to convert this point towards any gift.

                                I will be grateful if you guide me to do the same, so that I can purchase so many things through credit cards & earn imints points.

                                Thanks & Regards

                                Tanmay

                                ICICI Bank — Harrasment for credit card payment

                                Hi

                                I do not have a credit card with ICICI Bank.
                                My mobile number which is mine since the last 3 years, was registered with ICICI Bank for the previous owners credit card.

                                ICICI Bank has been calling me several times a month trying to get the payment, even though I have repeatedly stated that they are calling the wrong person. I have also complained about this to the ICICI legal department but there has been no respite from the calls and the smses.

                                Please advice.

                                BV
                                Dear Belmond,

                                We're from ICICI Bank and are sorry about the trouble.

                                Please write to us with your contact details at [protected]@icicibank.com and we'll be glad to assist you.

                                Regards,
                                ICICI Customer Service Team.

                                ICICI Credit Card — recieving calls

                                Respected Sir, My name is Mohd.Ashfaq Ahmed, R/o Nizamabad. Sir v r recieving calls from ICICI Bank for Payments of Credit Card on mobile Number [protected]. Its my Residence Number. we are recieving calls since from 2 1/2 years for Mallikarjun. Already I informed ICICI BANK that this is our Mobil Number, so please kindly Update MALLIKARJUN'S number in their data.

                                every time they r promising that it wont b repeated again but the same thing is going on.we r recieving SMS for the payments and phone calls.today i spoke to some mr.Rakesh, he again promised me it wont b repeated again.

                                Sir they r repeating again and again, so please take aserious action against them.Ladies r their in my house, they unable to communicate when they recieve the call from ICICI BANK.

                                I kindly request Sir to do the need full.

                                Thanking U Sir,
                                yours Faithfully,
                                Mohd.Ashfaq Ahmed,
                                Behind Head Post Office ,
                                Azam Road, Nizamabad.
                                Dist. Nizamabad.
                                I had similar issues with ICICI Bank Credit Card. Get in touch with the Nodal Officer. First up all, go through your current/last statement and identify any unauthorised transations.Then check what all charges they have imposed on you and whether they are correct. Remember onething, before taking this complaint to next level, you yourself should be very clear about how much money you actually owe and what are incorrect charges.
                                I had ICICI credit card no. [protected] which was settled 4-5 years ago against full n final settlement letter of ICICI by paying Rs. 13000 since wanna to shift from delhi. So due to receiving calls n mails to settle the issue from ICICI I entertained recovery agents. The agents reverted back after 4-5 days with ICICI Bank letter wherein they settled for Rs.13000.00 essentially by paying in cash. I paid Rs.13000.00 and signed their copy for accepting the offer. Thereafter ICICI Bank stopped all calls mails for any dues till 2013 May. Now I m again receiving calls from Jhandewalan about the dues which are still pending in my name. I narrated them all the story but all is vain. Thereafter I shoot up mail on customer care in which response they assured that they will check all the matter with recovery cell. But the calls are still not stopped by Mr sanjay sharma recovery agent. It is requested Bank authorities to kindly honor their words and stop immediately all these kind o[censored]netical business attitude.
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                                  chill48
                                  from Chennai, Tamil Nadu
                                  Nov 21, 2009
                                  Resolved
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                                  Resolved

                                  Hi,

                                  Name : Javeed Miyan J
                                  Card Number : [protected]

                                  I have been using my ICICI credit card for the past 2yrs now and there was absolutely no problem at all, but in the month of August I forgot to make the payment and just because of that my credit card was blocked which I came to know when I received my September statement it said "Your card has been temporarily blocked due to non-payment" and Immediately I called up customer care and they said that you just have to make the Minimum Amount Due for the card to work again so I made the Min. payment (Rs.2420) but it did not work even after 3 days meanwhile a person from the hyderabad collection team called me saying that I just have to make a payment of Rs.5000 for the card to work also I explained him that customer care guys have given me a similar instruction for the payment of MAD of Rs.2420 but it didnt work and now how should I believe him. For which he said that your MAD is Rs.4860 but I want you to pay Rs.5000 little more than MAD so that the card will work and I did it again which did not work again so I called up customer care again and blasted them up they said something very shocking that my card is PERMANENTLY BLOCKED and I wont be able to use the card anymore and for further info goto CREDIT CARD DIVISION in Ambattur, Chennai I finally went to Ambattur branch in Chennai to check whats happening with the account and the Lady there named "Manju" said its just a temporary block just make a significant amount so that the card will work so I made payment of Rs.10,000 as per her instruction and it did not work so went to Ambattur again spoke to a Collection Manager named "Ranga Rao" who said all of which happened was a mistake from their side that "THE PEOPLE WHO HAS ACCESSED YOUR RECORD DID NOT GET FULL INFO AND GAVE WRONG INFO BY MISTAKE and FURTHER YOUR CARD CANNOT BE RE-ACTIVATED FOR THE NON-PAYMENT OF JUST ONE MONTH ON THIS CARD"

                                  I know what he said was a whole lot lie because if the above statement is true 93-95% of the credit card holders will lose their cards and banks wont be able to run credit card business...

                                  Note : They also blocked my other associated and non-associated cards.

                                  I just want to know who am I supposed to contact or what am I suppoed to do to Re-Activate my Card...

                                  Regards,
                                  Javeed Miyan J
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear Javeed,

                                  We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                                  Regards,
                                  ICICI Customer Service Team.
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                                    J Sivakumar
                                    from Mumbai, Maharashtra
                                    Nov 21, 2009
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                                    I had availed a Home loan from ICICI in 2004 and have bee paying the emi's regularly. Due to financial problems i had to sell the property and foreclose the loan. I had closed the loan on 30th October 2009 and till date i'm not getting any proper reply from the branch or customer service team with regard to returning my original documents. I have even escalated the matter to Avijit saha (first level escalation as mentioned in ICICI bank website) and shivakumar tadikonda (second level escalation).There is no convincing reply from these people. It is very frustrating and I really do not have an answer to my buyer. he has set a deadline for giving the documents and I have failed o honour the committements. I will have to pay back the advance amount which i received from him and paid the same to ICICI to foreclose the loan. Is ICICI going to compensate for the losses which I have suffered.
                                    I, RamChandra Dave, holder of Home loan account No:LHABD[protected], have been facing an issue in recovering the Home Loan documents.

                                    I have paid the total amount at the time of foreclose of the loan on 29/05/2010. But till date, I have not received the original documents.

                                    Inspite of repeated telephonic communication with customer care personnel Mr Sujit ghorpade, Kiran Sadhu and Manish, I was diverted with excuses every time.

                                    Due to lapses in your department, I have been suffering a huge financial loss. Now, I want to know the reason for the delay of receipt of the original documents and people responsible for this issue.

                                    Kindly look into this matter personally and help me resolve this sensitive issue as soon as possible. I am looking forward for your positive co-operation.

                                    Also, I would like to add that ICICI home loan service is at its worst condition and every time I share my experience with other people and stop any type of dealing with ICICI bank.
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                                      shahnawaz iqbal
                                      from Raipur, Chhattisgarh
                                      Nov 20, 2009
                                      Resolved
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                                      consumer forum
                                      indore
                                      Sub- complaint against bank

                                      Dear sir,

                                      My name is shahnawaz iqbal ansari residing 24/4, ranipura indore m.p. I am having an a/c no.[protected] with icici bank malav parisar branch a.b. road indore.icici bank provide me an credit card no.[protected].but due to recession i lost my job from bharti axa life insurance company and i did not pay outstanding amount.Icici bank agent used abusive language with me and my family member from telephone no.[protected],[protected],[protected],073
                                      [protected]. meanwhile my father arrange some amount for the operation of my grand mother and give me to keep it and because of safety i have deposited whole amount in icici bank account but icici bank blocked my account without any prior notice. since i am jobless i told the bank agent i will pay whole amount on installment but they told me bank recover whole amount debit from account within 7 days.
                                      Its my humble request to give instruction to icici bank to release my account temporary so that i withdraw my amount for operation of my grand mother and when my financial condition will stable i will pay whole account in installment

                                      Thank you
                                      [protected] SHAHNAWAZ IQBAL ANSARI
                                      add 24/4 ranipura indore
                                      A/C NO.[protected]
                                      credit card no.- [protected]
                                      mobile- [protected]
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      Dear Shahnawaz,

                                      We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                                      Regards,
                                      ICICI Customer Service Team.
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