ICICI Bank Complaints & Reviews

I have a demat account in icici bank for 6 years now. When i checked my bank transactions and i found that there is one debit transaction 'in[protected] dp chgs till may-17' — inr 805'. When i created the demat account, i was not told about the dp charges, it was told me by the icici representative that it is free of cost and it will never be charged and also i did not get any message alert in my mobile which is registered with mobile...

Hello, i have applied for salary account and its around month the account has not been activated. we were promised that our account will be activated within days. the person through whom we have applied is making excuses daily. Its so shameful that icici being such a big brand is havins such poor facilities.I am from pune please help me!!!

Pay for m. C. A programme. (Delhi university)

Fees payment done by sbi internet banking. (250/- rs.)

Transaction id - [protected]igabmvuli4

Form ref. Number - 17csci1077278
Date - 20/6/2017

But fees not updated on delhi university website.

Balance is deducted from account.
Now i pay with another bank. Payment is done two times.

Name - jatin
E-mail - jatin. [protected]@yahoo.com
Phone - [protected]

hi.. My name is srinadh.. Last 4 digits of my icici credit card number is
1005.. My registered mobile number is [protected].. Mail id is
sri. [protected]@gmail.com..
issue is i hv try add 10k to paytm wallet on 09 feb 17 but that transaction
could not take place due to some reason but the amt was debited from my
credit card.. And the same was not credited to my paytm wallet.. Later i hv
complained the same issue to icici customer care & paytm care... Icici
customer care raised the sr[protected] and 10000 was temporarily credited to
my credit card...
now after 2 months same amt of 10000 was debited again on 04 apr 17 stating
that paytm was declined.. I don't understand wt type of verification was
done by ur dispute team.. Am providing the paytm wallet summary of feb 17 &
all ur transaction ids plz check it once again.. Bcz i didn't receive that
10000 rupees from paytm in february...
transaction id -[protected]
order id[protected]
arn-74766517040705047239692

I have submitted form 15 for the 5 fds hold under my sb account. I was seeing tds deducted in different fds randomly each month

For couple of fds, i see 0 tds deducted for the first month after opening fd. Second month tds is deducted at 10% for each fd.
For one of the fd xxx6580 1007 rs tds is deducted for rs 547 credit.
How is this possible??? Its almost double of interest credited.in the second month, for same fd tds is nil.
But none of these tax is shown in tax credit certificate in banks even at the end of quarter. After raising complaint, first they said i didnt submit form 15.
After showing the acknowledgment for the form 15 submitted., they were casually telling some system problem happened. How can system problem happen in calculation and that too randomly. If it is a problem it should be uniform pattern in deduction for all fd's.
After asking for rectification, they were telling money cannot be refunded as the tax is paid already. When asked for tax credit certificate, one # was telling it will be available only at the end of year. But it should be reflecting in my form26as once the payment is made. When asked about that he could nt answer and telling he knows only about bank statement. Without knowing anything he was blabbering over call.
They have hired all idiots in the bank and trained them.
They are doing fraud and looting the money directly.
Altogether rs 2000 has been deducted as tds for 2 months and nothing is refunded nor credited under my tds.

I have made a delhi university form payment using internet banking which went through eazypay's site. Though the payment was successful at first instance and an amount of rs 250 was deducted from my j&k bank account but the payment was o hold and the delhi university site was showing a pending payment which i later on repaid using other account. Transaction id for the payment is ebil/eazyp[protected]-/[protected]. Such things have happened in the past as well where the amount is deducted for an unsuccessful attempt and i didnt get a refund. Please go through the flaws and direct a refund to my account as soon as possible.

Dear SIr, Madam,

I have an saving account in ICICI Bank, and I have deposited 10000 Rs. to clear my Cradit card bill, but ICICI BANK Has deducted 6000 Rs. against some ECS Return, but I have no information regarding the Any ECS present in my account.
As per process bank will intimate regarding the ECS Present in Account

Regards,
Hemant Kumar

My grand daughter (Purvi dwivedi d/o vinay dwivedi dsb ac 1927 / 42 sbbj chetak cir) icici safety bond refund (Cheque no. / micr no. 002021 dated 28/4/2017) received.
Sbi branch first credit the amount (41141) but after one day bank again debited that amount. They asked that name and fathers name is ok but account no. Given on cheque is of not purvi dwivedi. That is ture. They are asking that a letter from icici bank (From u) requir so that this amount is credited in her purvi dwivedi sb acount. Either yours amount is received by sbi but not credited in my doughter acount. Kindly issue letter or mail us.
Purvi dwivedi d/o vinay dwivedi, 3 g 2, sector 11, hiran magri,
Udaipur (Raj.) 313001. [protected]@gmail.com

Dear Sir/ Madam,

I have my saving bank account in ICICI Bank which detail is as under. Yesterday When I was doing transaction than come to know that account is freezed without any information to me. As well got the SMS that your account is having insufficient fund for clearing of one cheque even though account was having required fund at the same time.

Name:- Suresh Chand Sharma
Branch :- Hazratganj Lucknow
Account No. :[protected]

I am salary paid employee in one private company and have only one account which is linked with Adhar and PAN Card. My Slaary also got credit in same account every month. I have issues ECS for liabilities of Housing Loan and others through account same account.
I have concern that tomorrow all other bank from where i took loan will put penalty on me for whom I should not be liable actually.

Request for your immediate support to avoid unwanted harassment.

Regards
Suresh Sharma
E -2, Lokpriya Nagari
Dhanori Road, Vishrantwadi
Pune - 411015

Complaint NO 1287462. in HDFC customer care on 5th april.

I was done ATM cash withdrawal translation on 04/04/2017 at 20:25hrs for withdrawal of Rs.6000/- But ATM cash not dispensed but amount debited.
Same day i was called HDFC customer care but not able to talk customer executive as they are only available 8 AM to 20 PM.
Hence next day 05/04/2017 i was called HDFC Customer care and registered the complaint, (complaint NO 1287462) they are informed me that cash will be credited with 7 working day.
I was tried ICIC Bank ATM and SBI bank ATM (All location-Arihant tower Khopoli) within 7-8 minutes.
then i was received message that 6, 000/- Amount is debited from my account so i was not conform from which bank ATM. BUT AFTER 2 Month HDFC replayed that it was from ICICI Bank ATM and transation was successful.
So same day i went to ICICI Baranch khopoli for CCTV fotage for verification Then ICICI Denied with reason that they don't have CCTV footage more than 1 Month so we cant do nothing.
Now for enquiry of complaint by HDFC and ICICI Bank taken almost 2month and now ICIC not providing any proof.
so please taken action on ICICi Bank.

NOTE
Nityanand Naik
91-[protected]

Dear sir/madam
I mr. Niraj kumar having a nre savings​ account in icici bank (Account. No.[protected] made two cash withdrawal from hdfc bank atm, nawada of rs.10000 each on 30th sept 2016. I received the amount of first withdrawal of rs.10000 and didn't receive the amount of second withdrawal of rs.10000 but the same was deducted from my account. I did complain to icici bank phone banking customer care, gave application to icici bank, nawada branch and also wrote mail to higher​ athourity. Still my problem is not solved. Please look into this matter.
Thanks and regards
Niraj kumar
Vill+p. O - khanwa
P. S - narahat
Dist-nawada
Bihar
Pin-805122

Respected sir,

My email account - shailesh. [protected]@india.com has been permanently got locked. Please unlock my e-mail account - shailesh. [protected]@india.com.

I cannot access my important mails. Please do the needful.

My alternate e-mail account [protected]@gmail.com. This account had to be created because of locked shailesh. [protected]@india.com e-mail account but i would like to operate from my shailesh. [protected]@india.com account.

Kindly do the needful.

Regards
Shailesh nandanwar

Hi,

I have taken a personal loan from icici bank hyderabad - details are as below -

Date of loan execution: 1st april 2016.
Principal amount of the facility: rs. 11, 00, 000.00
Tenure: 60 months
Rate of interest: 12.99%
Product type: personal loan
1st installment date: 5th may 2016
Installment amount: rs. 25, 023.00
Principal outstanding as of 6th june 2017: rs. 9, 02, 893.50

When i was taken this p loan, icici bank told that there won't be any pre-closing charges applied on me
After successful completion of 12 emis as the p loan amount is rupees 11 lakhs, which is more
Than rupees 10 lakhs to eligible the zero pre-closing charges offer.

By 5th june 2017, i have completed 14 successful emis without any delays and late payments.

Now i sold out my house and got my own funds to pre-close this p loan.
I reached icici bank to pre-close my p loan. Now they are asking me to pay pre-closing charges of rs. 51, 917.00.

I reached to icici bank branch to resolve this issue. They are irresponsible and not giving proper answer.
I reached icici bank customer care many times to resolve this issue. They are irresponsible and not giving proper answer.

When there is an open market offer icic bank announcing that there won't be any preclosing charges aaplied after successful completion of 12 emis if the p loan amount is more than rupees 10 lakhs. Then why they are making a new rule for me to pay pre-closing charges?

This is not at all fair. Cheating the customers.

I am very serious on this issue of asking pre-closing charges from me.

I will go to consumer forum and file a suite against icici bank cheating to me and ask for the justice.
Meanwhile i have my ready funds in my icici bank sb a/c to repay the p loan amount. But they are not letting me to pre-close.
Every day an interest amount of rs. 326.00 accruing on the principal amount. Who will be going to pay this interest amount to me?

I will go to rbi and will complain against icici bank about this cheating to me.
I will go to union ministry of finance and lodge complaint against icici bank about this cheating to me.
I will go to media and reveal in front of the public about this cheating of icici bank to me.

Why icici bank is playing illegal games with customers?
Why icici bank is cheating the customers?
Why icici bank is unfair in its business?
Why icici bank is trapping the innocent customers with false business statements?

I am not going leave this issue until i get justice.

Kindly provide positive response to me.

Thanks & regards,
Dayakar adepu
+91 [protected]/[protected]
Hyderabad.

I had applied for icici credit card in the month of april 2017 & got a message on 8/5/17 "dear customer, your icici bank credit card application no[protected] is under process. The final status will be communicated to you within 15 days."
But regret to inform you that till date neither i have received the card nor any further correspondence.
Regards
Vibhuti narayan mishra
[protected]
[protected]@yahoo.co.in

Sir on march 2017 i send inr 20 to my another sbi account via your icici app. It shows sucessfully but not credited in to that account. I just wasnt to the status. Even wana know that my amount bring back in my icici saving acount no.[protected]
Please do the needfull

Enclosure: 2 screen shots about the same... As my sbi noida branch said that message has come but money inr 20 credited in to your sbi account. Please tell what to do and arrange a person in my home branch who can teach how to use icici bank app for better banking. Thank you

Regards: shwetank ratnamber

Hello sir,

As per your order is cancelled as per your request and refund is already initiated in your account from our end

I’ve checked your order[protected] and see that refund of rs.649 has been issued on 22 june 2017.

[for nb payment:

Since you’ve used net banking as a payment method, the refund should be credited to your net banking account by [4 business days from the date of refund].

I kall k3310 dual sim mobile with money detector light and battery saver option with 1 year warranty - dark blue

Hello sir/madam,

I have bought hero honda splendor motor bike reg. No.: dl8s an 4154 in feb'2008. Initially, i have applied for bike loan and it was recorded on my bike registration certificate. However, my loan application was subsequently rejected.

Icici bank issued me a noc letter along with requisite papers. However, the same were delivered/received by us very late and they are now not valid.

You are therefore, requested to kindly facilitate re-issuance of the same.

Regards
Dinesh

On 23rd july, 2017, at 9:23 am in the morning unauthorized transactions have been carried out through my icici bankatm debit card. The approximate amount of the fraud is 3000 inr.

No 3d pin or otp was used to carry out this transaction
Location of the fraud has been detected as st. Paul, amsterdam
Complaint number is sr[protected]

I am looking forward to a refund of these transactions and would like to know how safe is it to use the bank services provided by icici bank.

Dears,

Today I got a call from Sonia Ahuja, she claims that she is employee of ICICI rewards group, Mumbai. Her Employee ID number is SC903.

She knows my ICICI credit card details and debit card details as well.

She called from [protected] mobile number, and started conversation on crediting my rewards points equivalent money to my credit card account.
Looks like credit card didn’t work, then started we need your debt card details confirmation, will credit to debt card.

She Initiated INR 4900 from my debit card, OTP came to me. Then she started asking share the OTP. Luckily I didn’t share. Saved my INR4900.

Now my question to ICICI:

1. Who is this hooker? What is her job in Rewards group?
2. How come she knows my card details?
3. How come she knows my card expiry details?
4. ICICI never calls from mobile number, why this hooker calls [protected]?
5. What is the measure you guys take to avoid leaking this information?
6. Is it a plan to sell paid cards from ICICI?

I am using my language after getting confirmation form your bank HELPLINE she is a fake. Please bring such ### holes or hookers to the jail.
I am going to blog this mail everywhere…

I want you to conference with that hooker, let’s talk together.
I am ready to register complaint as well in the CYBER CRIME police station.

STOP THESE CHEATERS THEN AND THEIR ITSELF. THEY ARE MAKING GOOD MONEY BY DOING THESE FRAUD CALLS.

Thanks and Regards
Sri

I'm having salaried account with ICICI with a Titanium Debit Card. As per your website one of the benefits of Titanium Debit Card is Zero surcharge on fuel purchases at selected outlets of IOCL/HPCL/BPCL.

Hence the surcharge levied so far is not legitimate and i request to reverse the amount debited so far and also to ensure NO surcharge is debited in any of the above selected outlets for the card payment.

I have sent 2 emails to Customer care already and there is no response on this so far. In case of any questions please call me +[protected] or email me at bhandary.[protected]@gmail.com

Vikram