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Kotak Mahindra Bank Complaints & Reviews

1.5
Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 197

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J
Jainvi sons
from Gurgaon, Haryana
Feb 18, 2016
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Address: Gurgaon, Haryana

Dear Consumer complaint desk,

I am writing this mail with a heavy heart.

I have bought a policy, from kotak, where in I was told that buying it will provide me with extra interest rate in my bank account.

But after sometime, I noticed that I was not provided with extra interest rate in my account.

I repeatedly raised the issue, but was informed by my relationship manager, that I should submit sweep money form to initiate it. This advice came after few months, it is not my fault that The representative did not get the form signed by me at the time of opening the account.

I want my loss to be filled.

I have tried the links of grevience email on kotak bank and on kotak insurance websites, but none functions correctly.

regards,
renu
Kotak Mahindra Bank customer support has been notified about the posted complaint.
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    Pramod Prem
    from Mumbai, Maharashtra
    Feb 16, 2016
    Resolved
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    Resolved

    Address: Thiruvananthapuram, Kerala, 695012

    Dear,
    I am a former employee of Ing Vysya is now Kotak Mahindra Bank, Trivandrum branch, Kerala.I was under notice period from 3/10/2015 to 7/11/2015.
    My last working day was November 7th 2015.I have completed the separation process in the systems also.
    It has been more than three months since I have resigned from the bank, Still I haven't got any intimation regarding my relieving letter and F&F settlement. I have already sent a few mails regarding the same and still the issue is not resolved.This is just not the right way to treat your employees and if you can't treat your employees well, then how will you be able to satisfy your customers.I am fed up with sending mails and remainders regarding the issue.
    Please consider this as an emergency request and kindly complete the remaining procedures as immediate as possible so that I could get my relieving letter and F&F settlement at the earliest.

    My employee ID was 67698.

    Please do the needful.


    Regards,
    Pramod Prem
    Mar 11, 2016
    Complaint marked as Resolved 
    Finally, the company credited my f&f into my account.They have intimated me via mail dated 19/2/2016 that they will provide the complete f&f settlement at the earliest.Thank you.
    Dear Mr. Prem,

    Really sorry to hear that!

    We have forwarded your concerns to relevant team. Request you to please coordinate with your respective HR.

    ^Kotak Team
    Kotak HR team has contacted me via mail and they have assured me that I will get my F&F within 30 days.
    The HR team have sent a mail on 19/02/16 intimating that My F&F is under process and will be credited to my account within 30 days.Still waiting for the same..
    Dear Kotak Team,

    I was employee of ING Vysya Bank for 12th March 2012 to 28th March 2015. I left organization on 28th March 2015 and received a provisional relieving letter through email on 30th March 2015.

    I have received the full and final payment on 19th May 2015 however till date i have not received the Formal relieving letter from Kotak Mahindra Bank (ING VYSYA BANK). i have also missed to send any reminder somehow got this communication so writing here for quick support.

    If any other email details where i need to write the request please share with me.

    Ex Employee Name - Kanhaiya Jha
    Employee Code - 0021252
    Email Id - [protected]@gmail.com
    Contact details - [protected]
    Department - Information Technology - Change Delivery

    Regards,
    Kanhaiya
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      Shailaja Santosh Hegde
      from Ahmedabad, Gujarat
      Feb 9, 2016
      Resolved
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      Address: Thane, Maharashtra, 400604
      Website: www.kotak.com

      This is with regard to your harassment for payment of creditcard of abn amro bank, I have repeatedly told that I have cleared my loan and closed the card,
      But your representative has been humiliating and using abusive languages for quite some time,
      This is not the way to deal with customers, Since I have not taken any loan from kotak Mahendra Bank,

      Also you representative has been defaming me in our locality by calling all neighbours, friends and collegues, for which suitable action will be taken .

      This is for your information lot of payments are not being shown in your statements.
      Kindly check 16/10/2006 – cheque no105767 Rs.4511/-, 30th Oct 2006 cheque no 441049/- Rs.4821/-, 7thNov 2006 cheque no.[protected]/-, 30/05/2007 Rs, 4465 and 27 /06/2007 Rs.11785/-
      Kindly look in to details and revert .
      Aug 8, 2021
      Complaint marked as Resolved 
      Dear Ms. Hegde,

      We have forwarded your concern to relevant team to check and update you the status.

      ^Kotak Team
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        A
        ashokan mathivanan
        from Darbhanga, Bihar
        Feb 6, 2016
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        Address: 600017
        Website: www.kotakbank.com

        My CRN no 21290760, have recently got credit card from Kotak bank. During last month my outstanding was around 24000 which I was supposed to pay by 26th of January (due date). However there was a auto debit attempt by Kotak on 23/01/2016 for the outstanding. Have never given my consent for auto debit nor there was any intimation from Kotak bank that auto debit will be made on such date. Due to insufficient funds auto debit attmpt was failed and 500 Rs. was charged to my Cr card as penalty.. This is completely unfair trade practice on Kotak bank for auto debit without customer consent. Worst private banking services experienced.
        Kotak Mahindra Bank customer support has been notified about the posted complaint.
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          J
          Jainvi sons
          from Gurgaon, Haryana
          Feb 5, 2016
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          Address: 122011
          Website: kotak insurance policy and bank

          Hi, I was told that I will get special interest rate on my bank account when I take policy . But I have not received any such interest rate.

          I have tried meeting my relationship manager and other employees ay insurance office but have no relief.

          the grievance form on kotak bank site and insurance site doesnot work properly. Please help. I can provide all details required for addressing my concern.

          Regards,
          Renu
          [protected]
          Hi, I was told that I will get special interest rate on my bank account when I take policy . But I have not received any such interest rate.

          I have tried meeting my relationship manager and other employees ay insurance office but have no relief.

          the grievance form on kotak bank site and insurance site doesnot work properly. Please help. I can provide all details required for addressing my concern.

          Regards,
          Renu
          [protected]
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            N
            Neha Bhushan
            from New Delhi, Delhi
            Feb 2, 2016
            Resolved
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            Address: Gurgaon, Haryana

            I have recieved a call from Kotak Bank customer care pertaining to late payment. Since, I was travelling I had called the "customer care" number multiple times. Today I get a call from this rude agent saying that I should find out from my relatives and people around me who are actually using credit card to find out the consequences of delayed payment. This is second time I have been treated in this manner. The bank is unable to provide any kind of service or customer "care". They will humiliate there customer if we fail to do payment on time. Seems more like hafta wassooli to me.

            Also, beware agent calling from: [protected].(very dangerus and highly rude)

            Also, do not ever ask them to call u back at 8 o'clock in evening. They will YELL!!

            Regards,
            Neha Bhushan
            Complaint marked as Resolved 
            Kotak Mahindra Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 02, 2016
            Kotak Mahindra Bank Customer Care's response
            Dear Neha, We are really sorry for the inconvenience caused. Kindly drop us a mail at service.[protected]@kotak.com with all the details so that we can investigate. Thanks and regards, Kotak team
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              S
              sagar iswalkar
              from Mumbai, Maharashtra
              Jan 29, 2016
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              Address: Mumbai City, Maharashtra, 400104

              I am mr anant iswalkar and i am the customer of abhyudaya bank and for the withdrawal i requested to one of the kotak bank atm and amount deducted but not received
              Kotak Mahindra Bank customer support has been notified about the posted complaint.
              Dear Customer,

              We regret for the inconvenience caused to you.

              We request you to please cordinate with abhyudaya bank.

              ^Kotak Team
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                G
                Gurpreet2510
                from Noida, Uttar Pradesh
                Jan 28, 2016
                Resolved
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                Address: 110092
                Website: www.kotak.com

                Hi

                A New current a/c in my wife’s name M/s VARINDER KAUR & ASSOCIATES (C.A.) was applied from my wife VARINDER KAUR Saving A/C No. [protected] of ZERO BALANCE against the same all doc’s along with a cheque of Rs 50K was handed over to Mr. Pardeep Grover. The Ch. No. 000090 was cleared on 8th Jan'16, but still not recd. any confirmation for account opened/ queries for the same.

                Pls. update current status & confirm, if you people are not able to open the same, pls. get the new a/c cancelled & transfer the fund’s in that saving account on priority


                Regards
                Gurpreet Singh
                [protected]
                May 24, 2016
                Complaint marked as Resolved 
                closed
                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                Dear Mr. Singh,

                At the outset please accept our sincere apologies for the inconvenience caused to you.

                We would like to inform you that, we have raised the issue to our concerned division for having the same checked and we shall revert to you at the earliest. We request your co-operation in the interim

                Assuring you of our best services at all times.

                Thanks and regards,
                Kotak Team
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                  V
                  Vicky Bishnoi
                  from New Delhi, Delhi
                  Jan 27, 2016
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                  Address: 221002

                  There were some coupons I earned as per bank policy on usage of my credit card transactions but those coupons were invalid and I could not use them bank also agreed on this and asked for 48 hours to confirm on issue it's more than 300 hours and still no reply from bank I just get email from bank saying they require more time . I have escalated this to their customer care mail I'd and senior officials but no one takes ownership please help
                  +1 photos
                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
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                    S
                    suman.kuppa
                    from Delhi, Delhi
                    Jan 27, 2016
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                    Address: 560085

                    My account is salaried account and maintaining minimum balance and later I shifted to different company. In our new company we dont have any tie up with the kotak and have visited to one of the branch for converting to saving account with minimum balance of 10k. They informed if salary is not crediting for 3 months the account will automatically convert into savings account. But now in account i was seeing 973.25 and 973.25 amount was deducted for not maintaining the minimum balance.
                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                    Hi All,

                    We should all together complaint and should go legally against bank to stop on this.
                    They have deducted around 6k from my inoperative account on the name of Non maintenance charges .


                    Regards,
                    Dear Customer,

                    Sorry for the inconvenience.

                    We would be glad to address your issues. Please share your contact/account number at solutions.[protected]@kotak.com

                    ^Kotak Team
                    I have already shared my A/c etc. details with bank at solutions.[protected]@kotak.com, 1-2 months ago and i have not hear anything on this matter after sending my details to bank.

                    As i requested bank to close/inactive my account but Bank is not closing my in-operative a/c to gain our money on the name of NMC ( non maintenance charge ).


                    Regards,
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                      R
                      rajivk11
                      from Mumbai, Maharashtra
                      Jan 26, 2016
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                      Complaint against kotak credit cards

                      I, the undersigned am a kotak privy league credit card holder since late december 2013. The annual fee (Taken in advance) per year is 6000 plus taxes.In the first year the credit card company offered me very good deals like a nike voucher, taj epicure membership and 4 pvr movie tickets redeemable every quarter (Total of 16 per year). I was sold the credit card on this deal without mentioning any fine print.

                      The card got renewed...
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                      H
                      hussainvali
                      from Lucknow, Uttar Pradesh
                      Jan 22, 2016
                      Resolved
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                      Resolved

                      Reversal of charges levied on credit card

                      Address: Hyderabad, Andhra Pradesh, 500060
                      Website: www.kotak.com

                      Payment Rs.2000/- done as a full settlement including penalty charges on[protected] . Received acknowledgement as a reversal letter from executive of concerned party. still i am getting SMS & mails to pay the same with additional penalty calculated to till ....
                      +1 photos
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                      R
                      rohitraghu5
                      from Obra, Bihar
                      Jan 20, 2016
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                      Address: Chandigarh, Punjab, 160045
                      Website: Www.Kotak.com

                      I have been come to know that my Credit card ( [protected] ) has been blocked without giving me any Intimation. This is really shocking as I do not have any Bad credit or any Fraud with any other bank. I am using this only credit card which was offered when I took Personal Loan with Kotak.

                      THIS IS REALLY VERY PATHETIC SERVICE BY KOTAK MAHINDRA CARD TEAM.


                      I am still not understand why the card had been blocked even though I have been paying the bills on time.


                      It's my request to kindly take my request on approval basis to unlock the card.

                      I have also Dropped a mail at service.[protected]@kotak.com


                      Thanks and regards,


                      Rohit Kumar
                      +91-[protected]
                      Poor Service by Kotak Bank
                      Dear Mr. Kumar,

                      At the outset please accept our sincere apologies for the inconvenience caused to you.

                      We would like to inform you that, we have raised the issue to our concerned division for having the same checked and we shall revert to you at the earliest. We request your co-operation in the interim.

                      Assuring you of our best services at all times.

                      Thanks and regards,
                      Kotak Team
                      It's been complete 1 week now,
                      No response from Kotak Team
                      POOR Stuff
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                        P
                        Preeti Kapoor
                        from Delhi, Delhi
                        Jan 19, 2016
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                        Address: Faridabad, Haryana, 121009

                        Myself Preeti Kapoor has taken one credit card from Barclays Bank in 2006-07 (don’t know exactly). Already settled that account in 09, but now i started receiving calls from executive from Kotak Mahindra Bank is in contact with us saying that your dues are Rs. 22000 and you have to pay it. They settled the matter in amt Rs. 8000 in sept-2009 with my husband. I already have NOC. All these calls are made in odd hours and person is really abusive on phone. Please note as per RBI guidelines calls are to be made to the person on his/her number
                        How can we pay to third party. The bank persons are ready to show the concern letter regarding the dissolution of Barclays with them. But now I am totally confused weather to give the money or not? Is it authorized agency or they are cheating us? Please give me the suggestion or any concern consultant who can handle the matter.
                        After 5 years I got a call from someone claiming collection officer from Kotak. Person explained me that Kotak has taken over Barclay and the previous settlement letter is null and void. They also know how much i am earning.
                        Preeti kapoor
                        Kotak Mahindra Bank customer support has been notified about the posted complaint.
                        Dear Ms. Preeti,

                        At the outset please accept our sincere apologies for the inconvenience caused to you.

                        We would like to inform you that, we have raised the issue to our concerned division for having the same checked and we shall revert to you at the earliest. We request your co-operation in the interim.

                        Assuring you of our best services at all times.

                        Thanks and regards,
                        Kotak Team
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                          satyanath
                          from Bhubaneshwar, Odisha
                          Jan 18, 2016
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                          Address: Khordha, Odisha, 751010
                          Website: www.aircel.com/ www.kotak.com

                          Dear Sir, Hope this email finds you well. I made a recharge of 199 on dated 22.DEC to Aircel through kotak net banking. Unfortunately, It couldn't success. I waited to back my recharge, then I called to both customer care Aircel and Kotak. Aircel customer care told me recharge didn't make successfully, at the same time Kotak customer care told me yes recharge didn't make success due to server problem. we will make it success or refund to your account. Then I went for email complain to Nodal officer orissa head. Kotak telling recharge to Aircel successful, Aircel took your money. Aircel telling recharge not made, ask kotak to refund your money. Still both company are denying my 199. I have emailed them several time, but instead of discussion each other they both are telling same. Please find the attached image and take action on it. Kotak Name: SATYAJIT NATH A/C no: ([protected]) Recharge to [protected] Thanks, Satyajit Nath
                          +4 photos
                          Dear Mr. Nath,

                          At the outset please accept our sincere apologies for the inconvenience caused to you.

                          Trust you are in receipt of an email communication from our Nodal team on 18/01/2016 addressing your concerns.

                          Further you can call our Toll free number [protected] and our officer will be glad to assist you further.

                          Assuring you of our best services at all times.

                          Thanks and regards,
                          Kotak Team
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                            Rajeshwar Saluri
                            from Visakhapatnam, Andhra Pradesh
                            Jan 17, 2016
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                            Address: Hyderabad, Andhra Pradesh, 502319

                            Joining fee is not informed me and when i received the card there is Rs.1999/- and Tax joining fee i have seen on the document. so immediately i have called customer care and given cancellation request on the same day, and after few days i have checked with customer care by request no, they said it is closed but still my issue is not resolved like vise i have given 3 request all closed and issue still not resolved. now 4th request opened today.
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                              Rajs2y
                              from Mumbai, Maharashtra
                              Jan 15, 2016
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                              Address: Gurgaon, Haryana, 122001

                              I had a term deposit with the bank and it got renewed on 5th Jan 2016. The amount was of 76K. I asked the bank how can I link that to my account. They told me the procedure but when I was trying this I got some error message. I again called the customer Care and they told me that I have one Credit card issued on this TD and asked me to cancel that credit card if I want to link that. I placed the request on 5th Jan itself to cancel my card and liquidate the amount. On 7th the request was fulfilled but since then the Term Deposit is not showing in my account. I am calling the customer care since then and they are giving me turnd around of 1-2 day every time. I also visited the branch they also can't see any detail and told me it is some technical issue and I should contact customer Care. When I am calling customer care banking dept. says that the issue with the credit card team and when I call credit card team they say that issue is with banking dept and none of them is helping. I am not sure to whom shall I reach.
                              Kotak Mahindra Bank customer support has been notified about the posted complaint.
                              Jan 15, 2016
                              Updated by Rajs2y
                              My CRN # is 16129353
                              Jan 20, 2016
                              Updated by Rajs2y
                              I have received the DD for it today but I don't understand why the DD was sent when I have active account
                              Dear Mr. Singh,

                              We regret for the inconvenience caused to you.

                              We have raised your issue to concern team and would update you on priority.

                              ^Kotak Team
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                                Naveen9334
                                from Kolkata, West Bengal
                                Jan 14, 2016
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                                Address: New Delhi, Delhi
                                Website: Www.kotak.com

                                Kotak credit card agent gave me time but he did not come. I spent 3 days time but they did not come . when I called credit card againt they told me I am coming but did not come. I waited 4 days but not come. I have all audio proff against kotak credit company.
                                Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                I am not happy of kotak mahindra credit card employee or verification department
                                I am not happy of kotak mahindra credit card employee or verification department
                                Dear Customer,

                                We would be glad to assist you. Please share your credit card application / contact number, email id at solutions.[protected]@kotak.com

                                ^Kotak Team
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                                  jitendravijay
                                  from Mumbai, Maharashtra
                                  Jan 13, 2016
                                  Resolved
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                                  Resolved

                                  Address: Allahabad, Uttar Pradesh

                                  I am jitendra Shrivastava from beniganj, Allahabad, U.P. Cont.[protected] Sir, mai bank ko Rs.11000/- ka (check no.75582 ICICI Bank)diya jo ki 10:12:2015 ko mere A/c se Paisa cut gaya Bt mera a/c aj tak nahi open hua bank me complane karne ke bad bhi kuchh nahi ho raha. Bank detail- Kodak Mahindra Bank 2, Sardar Patel Marg, Civil Lines, Allahabad, UP-211001. Please help me.
                                  Complaint marked as Resolved 
                                  Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jan 14, 2016
                                  Kotak Mahindra Bank Customer Care's response
                                  Hello Jiterndar, Trust our Bank official has spoken with you and addressed your issues. Thanks and Regards, Kotak Team
                                  Please help me against this cheeting and take action against bank I am in very much problem from last 2 months to kotak mahindra bank
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                                    I
                                    indian coder
                                    Jan 12, 2016
                                    Resolved
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                                    Resolved

                                    Address: 122001
                                    Website: Kotak.com

                                    I visit ambadeep branch new delhi 0172 for account close 4 months complete no one close it staff torn my request take action on that staff ck cctv records . [protected]. Udit maheshwari
                                    Complaint marked as Resolved 
                                    Kotak Mahindra Bank customer support has been notified about the posted complaint.
                                    Jan 12, 2016
                                    Updated by indian coder
                                    Kindly close my account
                                    Verified Support
                                    Jan 13, 2016
                                    Kotak Mahindra Bank Customer Care's response
                                    Dear Udit, We are investigating on your issue and will keep you posted. Thanks and regards, Kotak Team
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