HDFC Bank Complaints & Reviews

I had applied for a HDFC ERGO policy in 2014, where it was said over telephonic communication that after 2yrs completion the premium amount will be adjusted in my c.card bill. After 2yrs completion, an executive of the bank Jaydeep Roy called to confirm the same & confirmed that to get the benefit of the adjustment, I need to first renew the Policy & after 3 month's premium payment, I will be getting the adjustment benefit of total (24+3)=27month's premium in 2 equal amounts in the 4th & 5th month respectively.I was even given a policy cancellation date & document number in support. This person confirmed though I will accept for the renewal they will cancel the policy from the bank's end & will do the needful. Many a times my call were not attended/even put on hold, but till Feb-17 I was coordinating with this person. Now in May-17, when I try to follow up, I am being informed, that this was a false commitment & that no such adjustment will be made.
I have the call recordings which I can provide on demand in support of my above complaint. Please provide me justice.

Sir
Mera naam sarfraz hai mera a.c hdfc bank roorkee me hai jiska no [protected] hai kuch Dino Pehle mera jabardasti dmat account khol diya mujhe ye bataya ke iske koi rupee nahi katege ye acouunt free hai hame target pura karna hai mene unpe bharosa karke ac khulwaliya lekin ek din mere ac se 71000 rs kat gaye Jo dekhkar mujhe ghabrahat hui me bank me gaya to mujhe pata chala k 71000 ke share kharid liye gaye hai or wo sare pase doob gaye hai na to mene kisi Ko trading k liye kuch kaha or na hi mere pass kisi ka phone aaya or na kisi ne mujhe bataya k ham share kharid rahe h bank manager me bhi mujhe kuch kuch bolkar bank se bhej diya 7 mahine ho gaye hai or mujhe aaj tak sirf 19000 mile hai Jo ki deepak me apni jeb se diye hai baki k pase na to mujhe pata chal rha Kon dega or na hi koi kuch bata rha h iss wajah se mere family me bhi ladai rehne lagi hai aap se request hai ki mere help Kre me both presan hu.

Sarfraz khan
Roorkee
[protected]

Respected sir/ madam

My name Is Nitin Kaushal and I am working In Guru Nanak Dev Engg. College since last five years. I have applied for personal loan on 06.04.2016. To process the application they took around 20 days. when I strictly forced them to take action on my application they further took 10days. Further on they refused my application by giving an unjustified reason. May be the concerned person name is Ruchika Sarin. May be she is not such mature to understand any statement and I am disappoint how she is on such post. Now again I am demanding my documents since eight nine days. but there is no response. I don't know where my personal documents are!. my email id is nitin.[protected]@gmail.com and will wait for the same. I will thankful to you if you look into the matter and appoint some suitable person on suitable place.

Nitin Kaushal
[protected]

Hi,

My name is Huzefa Qubbawala, My HDFC Account No [protected]

I have an salaried account in hdfc bhandarkar road pune branch

When i checked my account statement, I see a transaction of 1006Rs deducted from my bank account in the name of INTER-BRN CASH CHG INCL ST & EC.

I tried calling the telephone banking but there is no options to speak to customer care .

I...

I am an HDFC BANK customer, my a/c no is "[protected]" on 10th April RS-517+43 and on 28th April 646, on 15 th May 517 is deducted from my a/c for AMB CHRG INCL ST & CESS for Feb 2017 Mar 2017 April and May 2017. My account was salary account, suddenly it gets change into saving account with some min balance limit, without any Intimation from bank. Now total Rs:1723 is deducted in two months. without any confirmation and call how can someone take my money. and second thing its a bank mistake they must inform me that your acoount is now become salary account please maintain balance. please refund my whole money into my account.

Thanks
Amit Kumar Gupta
[protected]

Dear sir
I was purchase mobile on credit card Mobile cost 5100/= on date approx 10 mar 17. Now i have received one letter from your bank mentioning amount Rs 5890.42. I will pay 6000/= cash on 09/05/17 and after depositing this amount Again one message received from HDFC Bank for payment Rs 657.15 is due please give me total detail of my credit card and my card no is [protected]. I hope you will give me detail early response

thanking you

Hi
My account number:[protected]
Hdfc bank. This is a salary account. I left from my previous company. From 2016 august to dec 2016 account was used for salary. After that personal transactions is happening in this account. Today i saw my account shows that -54000rs. Negative balance. Even sterday also i transferred amount to this account. Pls give me a solution for that

Regards
Suvitha
[protected]

What is that third party cash transactions inc mean? Why they are deducted without my knowledge and no intimation before? Please check it out and revert my money back. And further please don't deduct any amount without any intimation mail or SMS.Dont make us to feel that your bank is worst and deduct amount often. Please check this as high priority and get it resolved

I had taken personal loan of 10 lakh i want to preclose the loan. But they are charging me 5percent when other banks are offering for free... This information was not given before... Even part payment doesn't exist... They want to ruin the common man.
Initially the loan was offered with interest of 13.5 even person claimed that part payment and preclosure facilities are available... But no such things and hdfc is cheating people when other banks are able to provide the part and pre closure options

My salary account (In hdfc bank) was created in my first company in mumbai, a/c no : [protected].
So once i left the company in 2012 and joined another company in 2014, i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me). Also, i have not been much in mumbai due to studies and working outside. I had some balance left in my account at that time which was less than rs.10000. Today i logged into my account on 15th may 2017 and i see that i have rs -9000 in my account. I have not received any deduction messages on my registered mobile number which has not changed and i do not check my email id regularly due to number of irrelevant emails from hdfc bank and also it is not my primary used email id.

I had called customer care some time ago and raised a request to close my account as i did not wish to use the account and they did said that they will follow up with the request and close the account. I have not been using my debit card/credit card for long time now. I went to hdfc bank branch to close my account, they handed me a form but asked me to pay penalty charges first.

As per rbi regulations, banks are not allowed to make any customer's balance go in negative solely on charges levied for non-maintaining minimum balance in dormant accounts. You may check this link:

https://rbidocs.rbi.org.in/rdocs/notification/PDFs/MBLRDC201114.PDF

Please waive off the negative balance as i want to close my account as soon as possible.

My name is joydeep bhattacharya and i had applied for a hdfcbank moneyback credit card. My previous two years annual itr limit is more than 2 lakhs and i was eligible for the hdfc money back credit card as they told me. I was given application number from the hdfcbank - [protected]e1, when i checked the status it is showing disapproved.

I did not got a proper cause that why my application has been disapproved. I run a small web development firm in saltlake, sector 5, kolkata. My company transaction per month is above 2 lakhs which comes to my hdfc current account each month. I have provided all the kyc and still they have rejected my application. I am also looking forward to close my current account in this bank and open the account in any other bank.

HDFC Bank — AMB Deduction

1 Review
He Hemalatha K Y on Apr 12, 2017
Mark as Resolved

I am Hemalatha, having account number - [protected], Elecronic City Bangalore

On 12th May 2017 deduction was done from my account with out any information. If you want to deduct, kindly first inform. so kindly check and in the month of April I have done around 15000 transaction and till now I didn't get any message or any confirmation mail from Hdfc . so why are you deducting this type of amount .It is highly regrettable and pls refund my balance. other wise i will go through the RBI nd suggest everyone to avoid HDFC bank at any cost .I hope that receive my own balance.

12 Apr 2017 - amb chrg incl st & cess for Apr2017 690.00

Hemalatha K Y
[protected]@gmail.com

This is not fair... U guys need to make sure to help the customer and not harris the customers... U guys keep calling and coming in front of the house with different people isn't safe and making a mess... I need this to be stopped i will contact u or u can send me e-mail... If this continues i will not pay a penny to u...

I have sent a request to the officer at hdfc bank hope they take some action about it..

Hi,

I am a customer to ur bank and i understand i have been due in making my payments... I am not on a situation to make any payment and i have already explained the same to ur agents... Also i promised i will once i start working... However i still continue to receive calls at least 10 and people congratulations at my place threatening me and making a scene... This isn't what i expect from a reputed company like urs... I hope u make sure this kind of harrisment doesn't continue or i will be left with no option than to file a complaint about i guys and other legal harrisment formalities...

I have not received any response from your end, it is almost 1month i have requested for new atm card

My full name :- santosh barku hadawale
Account no.:-[protected]
Customer id :[protected]
Mobile no.:- [protected]
Please find here bank address and ifsc code

Hdfc bank (Malad west - mindspace)
China link, ground floor, opp goregaon sport club, link road, malad westmumbaimaharashtra
Ifsc code :- hdfc0000411

Dear sir/madam,

I am dipak bhatt from bharuch (Gujarat) i work with hdfc bank as sales officer current account, my emp code is cb08039 the period of 2007 to 2009 in bharuch and ankleshwar branch. Till now i did't receive my relieving letter.

Please request to you provide my relieving letter asap to my mail id

[protected]@yahoo.com
[protected]@gmail.com

Mobile no - +91 [protected]

My mailing address ;

Dipak bhatt

B - 1 radhakrishna society,
Zadeshwar road
Bharuch - 393011
Gujarat
India

I said that I will not for one month minimum amount for my credit card because of my illness I said more than 15 times they are keep on calll me from various numbers.. Make me in to mental tension not able to work in office or stay in home... I will pay what ever balance I have.
If I says he will keep on irritating and calling me. I will file the case if any collection persons came to my home or call/ msg.

Hi,

I am a hdfc bank credit card holder. The bank has auto debited from my credit card number ending with 3893 without my concern on date:13/05/2017. I am not interested about this service and don't want this membership any more. So cancel the membership and refund the same asap.

Thanks,
Nameirakpam roben
[protected]

Dear sir
This is in reference to one of my credit card from hdfc bank credit card no : [protected], by name of yateendra shrivastava used for 6 1/2 years
Its since nine months i had stopped using the card due to loss of my job, which has also affected my card payments.

Even after this, to maintain my dignity and not to run away with money, whenever i get a call from bank, i had attended the calls asking for some time and to give me an installement option for payment. On 9th & 10th may i received the same call from a no :[protected] a very unmarred lady spoke to me in an abusing manner asking for payment for which i too agreed and requested for an installment option of 6 months, regarding this i also spoke to her senior mr patil,

Unfortunately while talking to the hdfc employees as they were continuously calling me while driving my bike slipped and had an minor accident having a cut in my left finger and a hard hit on my left arm, because even after telling her that i am driving she kept on continuously calling me and forcing me to talk.

Today they had crossed the limits and poked into my facebook profile and called some of my very far away relative whom i had never met in my life, saying they are from courier company, asking for sharing my contact no as they had received a letter from t. C. S, i stay in maharashtra, how can my courier go to m. P where i had never been in my life, when i tried to reach on the number no one responding (Mob:[protected] - found the no of hdfc collection agent from truecaller) though they have my residence address where i even stay now and is also registered with hdfc bank, but instead of calling me or coming to my home they called using a fake indentity (Punishable under section 420), poking through my personal profile (Punishable under cyber crime and cyber security). As i had also got an intimation on my mobile that some one is trying to login to my fb account (My mob being linked with my fb profile)

Ir kindly be aware that the card was on my name and the persons being called with fake identity from hdfc banks are no where bounded, agreed to support or provide any information to bank, hence they cant be even asked legally, this too is an illegal offence and torturing by bank.

Sir please be noted that i am going through a heavy financial crisis in my personal life as i was jobless since a year and am actually struggling to survive despite of that i was continuously in touch with bank not sharing my problems, but this act has actually affected me badly as hdfc and the persons calling me had tried to spoil and thrown my personal struggle of life in front of the my far far relatives and affecting my personal family relations, forcing me to take any unethical step with my life,
And the persons to be held responsible for my act will be the callers calling from these numbers and their immediate seniors along with hdfc credit card, managers who had forced me to come to this point of my life

I request you to look into this matter and help me or else i will be forced to die because of your silence.

I haven't recieved the refund for the following refund codes 304192 and 231851. Please see to it. I have contacted amazon.in and they said that the refund has been processed ok their end. I don't know why the bank is taking too long to credit the amount. The refund had been issued around the first week of May. I would appreciate it if some action was taken as soon as possible regarding the refund.

Please note that i applied for hdfc credit card and got reference no : [protected]s2 i got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in hdfc link showing track your card application. Found the reason as follows. Application reference number [protected]s2 status disapproved who called us for credit card and we never gone to hdfc for the same. I called customer care and they are not giving any reason for rejection. As per rbi guideline circular no - rbi/[protected]/100 bod. Fsd. Bc.23/24.01.011/2008-09 dated[protected]. Hdfc bank should give us reason or else we also file complaint in rbi and bank ombudsman. I want reason for rejection. If we will not find reason for rejection, we will file case in consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against hdfc. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court.
Regards,
Suresh.
+91-[protected]
Please suggest me what is next process. And where exactly my application got disapproved. Hoping positive response.