HDFC Bank Complaints & Reviews

Hi, i have got a call from hdfc bank for credit card about a month ago, they told me about the offers and benefits then asked about my salary details. After confirming my eligibility for credit card there representative visited my place filling in form and took all my required documents. Couple of days later i got sms with my ref number. Then got 2 3 verification calls one my mobile.
My all the documents are clear even after submitting all the documents i have received a verification call and that was also clear then why the hell my application is rejected, pathetic service by your end. Before applying you guyz call 100 of times so if you wants to decline it then you people should never call and ask to submit so many documents. Provide me the credit card.
I have received this message (We have completed processing your hdfcbank creditcard app 19f[protected]w1)

Thanks,
Ashok gupta

The Bank has a habit of not replying to any query. Their officers are uncouth, unresponsive and purely compartmental.

I have taken a personal loan. As my salaried income was stopped for 7 months, I had requested them to invoke the insurance policy and pay my 5 instalments.

They never reply and they have no information. I receive call from different persons whose only point in demanding payment. They send some agency people who cam only be treated as goons. One person called Sagar threatened to issue a warrant as if they are the custodian of law.

They deny my reply to their E-Mail. They do not know where the E-Mail came from. It is really shocking that the right hand does not know what the left hand is doing.

I demand apology, immediate reply to e-mail.

I am looking for noc for my credit card, customer support team says card was blocked so we can't help but they gave me a number to call on, that number is never operational please call me at nine five 99 three zero 77 five eight
Please help me out or atleast tell me who can help me, so that i can get my noc asap.

Also arrange a call back from the concerned team or else share the email address on which you want me to mail you back.

Hello,

I have made 4 cheque cleared with amount 80k, 1.37lac, 1 lac, 1.25 and bank has deducted 4300 inr as fees for cheque clearing. As per rbi guidelines there should 150 inr charge above 1 lac cheque clearing. However hdfc bank has charged 4300 inr for 4 cheque clearing.

I have to close the bank account and will resister complain in rbi. There is 15 hdfc account running under me and i should expect quick resolution from hdfc.

Hi,
I am using hdfc account from last 6 years. I have my life insurance policy with hdfc bank. But Due to medical emergency in the month of may i was unable to paid my outstanding credit card dues. I have received call from hdfc to clear the due amount. At the same time i have informed them whatever will be the dues can be paid in the month of july before 11. But on 2nd of july my account was freezed by hdfc bank. Even after giving assurity to them my account was hold by them. On 9th july i have received call from hdfc card dept. as per that conversation they agree to release my account after the min. Payment via cheque. So i visited bank at 11 july to make payment. I have told them all the issues that i have faced. But no one is aware of this cheque payment & sign of debit note. My whole amount is on hold and due to this my home loan also got bounced. Hence i am requesting you to release my account. I am still assuring you will pay your dues immediately.
My CC no. is - 5459 xxxx xxxx 9961
Email id - [protected]@gmail.com

I have saving plus demat account in hdfc bank. They are falsely cutting my fix monthly amount as isaqmc charges from last 6 years. Without noticing me. I have close look today to my account pass book. Its very bad practice to cut amount from customers saving account without any information. Shame on such leading bnk. I am going to switch my account to another standard bank. My account no.[protected] hdfc bank powai naka satara

Dear Sir,

Its long back I had a Credit card which had a dues of 1792 INR. It was associated with my office that I worked long back. Though I am a customer of HDFC having my salary account for more than 18 years, I was not aware of this. Recently from Cibil report I came to understand and I closed it today in HDFC branch. I am attaching the paid slip in this request.

The address, the phone number associated with this credit card are old and not relevant for me as I have my new address, phone number and email ID.

Kindly help me to get the NOC as I have paid for the Credit Card Number [protected]

The people in the credit card branch are misleading me a lot and confusing me . Please help

Subin, phone [protected]

I received one message today -

Dear Customer mandate reference no: HDFC[protected] issued to KOTAK MAHINDRA BANK LTD with value Rs. 68524.00 and frequency MNTH is received today for processing. In case of any issue please get in touch with your branch.

I had applied for a personal loan in Kotak Mahinda which was approved and the amount was disbursed, but the EMI should be around 12000.00.

But here it is saying 68000.00 which it should not be.

I request HDFC bank to immediately stop all processing related to the message.

I don't authorize HDFC to process this, hence disallow and close this mandate.

I have taken these policies[protected] &[protected] which conveyed by saranya from sales & their falls statements are below
1) grantee return with min. Or above 1620000 while withdrawal after 5 years
2) 5 % cash back for the principle amount
3) easy emi conversation with 0 % fee
4) emi will be starts after 3 months from the policy date (15 oct 2019)
Note: the same benefits confirmed by janani & i had received written copy for the same thru webmail & pdf edited which provided by saranya

This is in regards to the personal loan with ref no. 69437660 applied in July...As per the hdfc loan tracker it's approved on 5th July 2019 and the cheques were collected on the same day. It's been 6 days and the money isn't credited yet . Tried calling the executive who collected the documents but she is not receiving.. HDFC Bank customer care says they can see the status as Approved but nothing beyond this and was informed to contact the same person who collected the documents.

Emailed hdfc bank at [protected]@hdfc.com but they didn't revert as well... How can the bank keep customers lurking without any update on the status?

Dear sir,

I am megha sree c r with credit card ending number 0295 and relationship number 7466321. On july 1st i received call from hdfc credit card and got the information regarding one assist. As per the received information there will be life long free service and no maintenance/tax services. By considering this i accepted one assist membership.
But when i go through google i came to know that there is no such kind of services for one assist membership.
As am not interested with this service i would like to cancel one assist membership. So kindly request you to cancel it as soon as possible.

Oneassist relationship number :7466321
Name :- megha sree c r
Credit card number ending :- 0295

Thanking you

Hi,

I have lost my food card on 10/07/2019.

I have balance in that card.

Hdfc food card activated before 3 years.

Is there is any way i can get new card along with the balance exist in the old card.

Please block the old card if possible

Appreciating your support!!!

Please reach me over my email:
Gayathri. [protected]@tcs.com

Curently i am using HDFC BANK CREDIT CARD DINNER CLUB INTERNATIONAL CARD which is not working from last 15 days .
we are unable to make any online transaction not physical transaction .
Card is not being accepted and transactions are geeting declinded.

Your help would be apreciated

I had paid my total outstanding of my hdfc credit card on 12th jun 2019
But not receive any acknowledgement for same and still in cibil shows my negative balance, i had contact with hdfc customer care many time but did't get any positive response for same. Now in cibil showing my negative balnce, which is i had paid already. My husband visited to hdfc credit card back office which is located in andheri but they are not going to give any proper response.

I have been charged finance charges for past two months i. E may 2019 and june 2019. I have been paying credit card bill timely and u can check my past records. I didnt received any bill and hence culdnt pay may month bill on time.. Seeing our healthy relations i asked to reverse the finace charges of rs 3687 and igst of rs 663 in the next bill, still havnt received and again finance charge of rs 3219 is levied in june 2019. I even called on customer care to reverse the amount and even sent email to the manager stil my charges arent reversed. Now i am trying to contact customer services bt unable to do so.. Kindly reverse my finance charges for past 2 months of rs 4350 (Incl igst) and rs 3219 plus igst applicable for may 19 and june 19 respectively in the next bill of july 2019. Your help would be appreciated.

Hi,

I have opened my hdfc bank account when i was doing a job in one company at rajkot. At that time i told that we are giving you this account in free also opened that account in 0 rs. When i left a job due to company closer i was not getting a salary in that account. Now they have started a deduction every month. I was out of india for a few months and when i returned i got a message that you have to give some money because of your account balance in minus. I also contacted the bank they told me to give account closer form at the nearest branch. When i visited the nearest branch i was amazed they told me you have to visit your home branch also have to pay 700 rs for account closure. Why?? I opened my account in free now when i want to quit i have to give money. Why?? I told them you just accept my form here and inform my home branch because now i am 400 km away from my home branch. How should i go and do it at my home branch? I also submitted my account closer form also informed my bank local guy to close my account also sent written email. Still, i got the message today that i have to pay 600 rs more to close my account. When i have done some research these people have done the same thing with too many other people. Here i am attaching my account closer form also. So you people aware of this bank.

I have these details that saving account have no any rule to do negative balance.

https://www.quora.com/I-did-not-maintain-the-minimum-balance-in-HDFC-and-now-my-...⇄

https://economictimes.indiatimes.com/news/economy/finance/no-negative-balances-i...⇄

https://www.quora.com/What-are-the-RBI-rules-of-closing-a-bank-account-with-nega...⇄

You can contact me on
[protected]@gmail.com
+[protected]

Dear sir
I have done request and submit closer account form in hdfc amb branch but he did n, t close my account since last 1 year request you to kindly take action against bank and back my money and charges of non maintenance otherwise i will complaint to rbi
Name : varinder kumar
Account no. [protected]
Ifsc code : hdfc0002899
Contact [protected]

Harassment by the recovery department!
I & My family Members receiving threatening calls from HDFC Bank, Hyderabad ( Begumpet ) from Ms. ChandraShekhar

My financial situation was very bad so I could not pay the credit card bill
However, I have lost jobs since January 2019 and my financial condition has been very bad since then
The recovery agents doing very wrong with all my family members every time called and harassing please take some action.
.

I received the following sms today:

"Dear Customer Mandate reference no: HDFC[protected] issued to HDFCLTD with value Rs. 25986.00 and frequency MNTH is received today for processing. In case of any issue please get in touch with your branch."

I am unaware about this service. I have not registered in any kind of mandate. Also, I have read a similar complaints on the complaints forum. Please help and stop such activities.

Sir,

I had joined Hdfc bank as PBA on 26/05/2016 and served Upto 26/12/2107.I left the job due to critical medical conditions in my family.

I have been a loyal & hard working employee of Hdfc bank for the past 1.5 years and have fulfilled my responsibilities despite personal challenges.

Request you to send me the relieving letter. My employee code is P11752.

Regards,

Paras Rajdev