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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 15, 2025
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R
RichikaS
Jan 2, 2020
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Address: Bangalore, Karnataka, 560030

Dear Sir,
I am arising a complaint on HDFC credite crad and service team for not providing any concrete resolution on my concerns raised in the month of Aug 2019. I have a bank account ( salary account) in HDFC and that I took a credit card from the person visit my office .

The person activated the card incorrectly with email ID . Moreover the payment mode was activated as minimum payment which was advised as full payment.

Due to above error from the credit card activation team, i have been levied a financial charges for no payment.

As soon as I was aware of the situation, I made a one shot payment of 1.8 lacs without any delay which were a genuine usage.

I have asked for the waiver for INR 36000 ( which is not INR 59000 due to delay of response from HDFC - interest on interest) but I am not receiving any concrete response on the same.

I have not used the card since Aug and without my approval HDFC activated smart pay. I have been asking for statements which I have been denied with.

I have been following up continuously on call centers, mails and Nayan dey ( my service manager) but i am so shocked to see that there is no response.

This is a genuine concern as the services were activated incorrectly and the customer is suffering.

Kindly support with the 100% on my outstanding. I have made all genuine payments as pending.

A Harassed customer.

Regards
HDFC Bank customer support has been notified about the posted complaint.
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    D
    Dattatray Suryvanshi
    Jan 2, 2020
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    Address: Mumbai City, Maharashtra, 400021

    Debit Charges as below in my savings Account No. [protected].

    Date Narration Chq./Ref.No. Value Dt Withdrawal Amt.

    19/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 19/12/19 590
    21/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 21/12/19 63.68
    23/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 23/12/19 526.31
    23/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 23/12/19 359.58
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 230.41
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    26/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 26/12/19 590
    27/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 27/12/19 590
    27/12/19 .ACH DEBIT RETURN CHARGES[protected]MIR[protected] MIR[protected] 27/12/19 590
    Total 7079.98
    +1 photos
    HDFC Bank customer support has been notified about the posted complaint.
    Jan 02, 2020
    Updated by Dattatray Suryvanshi
    Why so many Charges in HDFC BANK SAVINGS ACCOUNT. I want refund of the same from HDFC Bank.

    In my account they have deducted 590 rupees in saying that "ACH Debit return charges"

    ach debit return charges in my hdfc account - Comment #3758256 - Image #0
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      K
      Kshitij Thorat
      Jan 2, 2020
      Resolved
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      Resolved

      Not received hdfc fastag even after 36 days of applying online. My ref no. is HFR550182 and have applied on 26th November 2019. No trace of the fastag yet. What's more- RS 500/- has already been deducted. Such pathetic service from the likes of HDFC bank! Your customer service number is perennially busy. Now what am I supposed to do...wait for ever?
      Feb 4, 2020
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 02, 2020
      HDFC Bank Customer Care's response
      Dear Customer,

      Please email at fastag.[protected]@insolutionsglobal.com or reach Fastag Team directly at [protected] for better assistance.  

      -Anay
      HDFC Bank Customer Assistance  
      Tag is not avelabel in curieer
      plz help me

      my number [protected]

      hdfc costumer ID [protected]

      hdfc fastag not received - Comment #3618456 - Image #0
      Mere car pr hdfc bank ka fastag laga huwa hai us ko dactive krny.ki.kerpa kro

      hdfc fastag not received - Comment #3618477 - Image #0
      My vehicle Reg no TN19U0517 insread of TN16U0517 i have Registered this fix.pls correction TN19U0517

      hdfc fastag not received - Comment #3618482 - Image #0
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        K
        kiranmaireddy mulinti
        Jan 2, 2020
        Resolved
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        Resolved

        Address: T narayana reddy layout, Muthanallur cross, 562125

        Hi team, I was using hdfc credit card and I have been paying my minimum dues, but recently I have an issue with my father as he passed away I was stuck with all the payments I am badly in need of money, and my salary amount is kept on hold, no one is trying to help me no one gives a damn about the customer, credit card team. Backend team, compliance no ones helping now I don't have a single penny amount bank rupt I need my money Pls.. I have a medical emergency now with myself I don't have money to go and do the checks
        Feb 3, 2020
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Jan 03, 2020
        HDFC Bank Customer Care's response
        Dear Customer,

        With regard to your credit card, we request you to contact our Debt manager at[protected]/67268002.

        -Zubin
        HDFC Bank Customer Assistance
        I am using in pertrol pump my card whenover i am using there is showing transaction in my statement IGST Transactions kindly let me know what is the charges why its generated in my statement.i want to know the charges.

        hdfc credit card - Comment #3618350 - Image #0
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          P
          ParamanandanB
          from Kanchipuram, Tamil Nadu
          Jan 2, 2020
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          Address: No.2D, Nellikuppam Road, Karanaipuducheri Village,, 603202
          Website: Hdfc

          Customer Id is[protected] and Wallet Id is [protected].
          I did not received further information regarding the Fastag.
          Online booking says with in seven days it will be delivered. I don't see such progressive on the Fastag issues. Why the national highway authority and Service provider of their respective owners are doing great job.
          Online application made on 24/12/2019.
          Please confirm the status and your delivery commitment.
          +1 photos
          HDFC Bank customer support has been notified about the posted complaint.
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            V
            Vaibhhav
            Jan 2, 2020
            Resolved
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            Resolved

            Address: Kolhapur, Maharashtra, 416008

            I applied for Fastag through HDFC Bank on 21.12.2019. I received an Email with my application Reference No. HR[protected] saying that Fastag will be delivered in 7 working days. On 23.12.2019 I received messages stating that the Fastag has been issued, however I still not have received the Fastag. The helpline number never responds and there is no official email address/link where we can track the status of fastag.
            I personally visited the nearby HDFC bank but it seems that those people are also not aware of how to track the status of Fastag applications. The only response I received is "your Fastag will be delivered".
            HDFC has introduced the service in the market but failed to deliver it to the customers. I am helpless!!
            Jan 3, 2020
            Complaint marked as Resolved 
            The Fastag was delivered today dt. 03.01.2020. Thank you!
            HDFC Bank customer support has been notified about the posted complaint.
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              A
              Aparnajk
              Jan 2, 2020
              Resolved
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              Resolved

              I am getting repeated SMSes for re-submission of KYC details. Even after personally submitting the documents [and taking leave as I am also working], which were checked by the official accepting the documents, I am told that there are discrepancies - one page of the address proof is signed and the other is not. I wonder what the officer who personally checked my documents was doing!!! Pathetic service by HDFC Securities...
              Feb 6, 2020
              Complaint marked as Resolved 
              HDFC Securities customer support has been notified about the posted complaint.
              Verified Support
              Jan 06, 2020
              HDFC Securities Customer Care's response
              Dear Customer

              We sincerely regret the inconvenience caused to you in this regard.

              We request you to share your trading account no. or write to us at "[protected]@hdfcsec.com" to assist you further in addressing your concerns.

              Regards
              Customer Care
              HDFC Securities Ltd
              Hdfc securities are deducting amount on daily basis which reflects as Net PI to HSL security account. They have not informed me about it at all. That amount has now reached close to 10000. I have no idea or reason why that amount is deducted from my account.

              re-kyc - Comment #3620610 - Image #0
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                P
                praba_jrg
                Jan 2, 2020
                Resolved
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                Resolved

                Address: 2b skb sugam , sri perumal nagar, Ellumalai salai , Nanmangalam, Chennai, Tamil Nadu, 600129

                I have applied hdfc tag on 22nd November and the tag was dispatched to my mailing address on 9th December via DTDC- DHL courier service. the courier person return the product to HDFC -fastag and send reason "wrong address" . i have received couple of mails form this address . i have tried to communicate with HDFC Fastag using toll free number . but i cannot reach the number.

                please do need fulfavor and resend the tag again to my address.

                my customer id is :[protected]
                wallet Id is : [protected]
                Feb 5, 2020
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jan 02, 2020
                HDFC Bank Customer Care's response
                Dear Customer,

                Please email at fastag.[protected]@insolutionsglobal.com for better assistance.

                -Anay
                HDFC Bank Customer Assistance
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                  S
                  santhu249
                  Jan 13, 2020
                  Resolved
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                  Resolved

                  I have applied for FASTag application on HDFC web page. FASTag application HFR01180151 was successful on 18th December and I was to receive my FASTag in 7 working days. Till now no update and also could not get through the customer care number [protected] - call gets disconnected after few minutes. Tried multiple times but efforts were in vain.

                  Poor service, not expected this from HDFC.

                  I am requesting to refund my money INR 500 ASAP.
                  Jan 29, 2020
                  Complaint marked as Resolved 
                  I have received refund of the amount I paid for FASTAG.
                  HDFC Bank customer support has been notified about the posted complaint.
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                    T
                    tasmohan
                    Jan 1, 2020
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                    I have got a message on jan 01st 2020 saying that my account has been debited rs. 355/- for adjustment entry on[protected]. I haven't taken my car for the last 2 days and i have paid all the toll fees and got messages for the same as well.

                    My wallet statement also don't have an entry for 355 rupees deduction, however total balance is reduced.

                    My wallet id: [protected]
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jan 02, 2020
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    Please email at fastag.[protected]@insolutionsglobal.com or reach Fastag Team directly at [protected] for better assistance.

                    -Preethi
                    HDFC Bank Customer Assistance
                    Jan 02, 2020
                    Updated by tasmohan
                    I have already sent email to correct email and spoken to customer care as well. However customer care person asked me to send email and didn't get any response from email so far.

                    No response till now!!!

                    Could you please check and let me know?
                    Jan 16, 2020
                    Updated by tasmohan
                    15 days passed, still no update from HDFC bank.

                    Could someone help me?
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                      Address: 560051

                      When applying Credit Card initially Bank informed that their will not be AMC charges lifetime it will be free. But I could see on Dec 28 2019, I have been charged AMC of 1000. I would like to get the above charges reimburse and will cancel my subscription....
                      +1 photos
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                      P
                      Praveen KUmar
                      Jan 1, 2020
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                      Address: Ms. Punam Umesh Naik (Grievance Redressal Officer) Grievance Redressal Cell, HDFC Bank Ltd, 2nd Floor, Zenith House , Mahalaxmi , Mumbai-400034., Mumbai City, Maharashtra, 400034

                      Dear Team,

                      This transaction which is double payment is not yet settled.
                      We have made a payment of 14998 to amazon same day .

                      Details of the transaction is as per below :
                      13 Dec 2019 UPI-AMAZON SELLER SERVIC-amazonsellerservices.[protected]@hdfcbank-HDFC[protected]-NA [protected] 13 Dec 2019 14, 998.00

                      Please check and refund
                      Bank Account No.Savings Account No.: [protected]
                      Name : Praveen Kumar
                      Date: 13-Dec-2019
                      +1 photos
                      HDFC Bank customer support has been notified about the posted complaint.
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                        A
                        Aravindh Ashwin
                        Jan 1, 2020
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                        Address: Chennai, Tamil Nadu, 600119

                        My salary account has been holder by credit card team as I have not paid two dues in credit card
                        I am ready to pay the remaining dues now
                        Please unhold my salary account to pay the dues
                        I am ready to pay my dues in installment but bank starts to hold the dues
                        Email [protected]@gmail.com
                        Customer name Aravindh A
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                          K
                          kraju1979
                          Jan 1, 2020
                          Resolved
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                          Resolved

                          hdfc fastag , apply for duplicate sticker

                          Address: Bangalore

                          I purchased HDFC fast tag through online and got it delivered in nov2019 .. But currently I have lost that sticker and would like to get a duplicate one.

                          I already have the FASTAG account activated and the fastag wallet is loaded with money.

                          Want to know what is procedure to apply a duplicate fastag in hdfc and transfer the balance from old wallet id.

                          I have been contacting the HDFC fastag customer...
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                          Bhavna Gupta Philips
                          Jan 1, 2020
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                          Address: New Delhi, Delhi

                          From 04.10.2019 to 17.11.2019 (as visible on internet banking) my a/c balance has been deducted with Rs. 177/- on 11.10/24.10/ 01.11 & 14.11.19 i.e. total Rs. 708/-in the name of "3RD PARTY CASH TXN INC GST". I am unable to understand these charges are for what transactions. No such deductions are made in my Other Bank A/cs.

                          Now again deduction has been made as below:
                          27 Dec 2019 3RD PARTY CASH TXN INC GST 27 Dec 2019 177.00

                          2ND Complaint is about NO COST EMI /SMARTBUY Offer on Credit Card, as per information through netbanking and e-mails, I bought a mobile in May 2019 and it was confirmed by seller also that no interest will be levied and whatever interest will be charged in 06 months' EMIs, will be refunded after full payment will be made and EMI amount was completed in November 2019 but till date NO REFUND OF INTEREST AMOUNT has been received.

                          Please provide solutions to both the above mentioned complaints and also inform how to contact customer care as with your phone banking option nobody can reach customer care representative.

                          Thanking you,
                          Bhavna Gupta
                          E-mail: bhavna.[protected]@gmail.com
                          HDFC Bank customer support has been notified about the posted complaint.
                          Jan 02, 2020
                          Updated by Bhavna Gupta Philips
                          Please let us have reply regarding the same.
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                            M
                            Mohitbajpai
                            from Pune, Maharashtra
                            Jan 1, 2020
                            Resolved
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                            Resolved

                            Address: Pune, Maharashtra, 411057

                            Hi,

                            I am a hdfc bank customer, and i applied for a fastag for my wife’s car.. But after paying via hdfc credit card.. The amount was deducted but but i got an error timed out error.
                            Then i again tried and on second attempt the application was successful
                            Kindly refund the amount asap, for the first attempt which resulted in session timed out.
                            Unfortunately, for this first attempt i didn’t save the application number, but the information that i have is:
                            Applicant name: kriti shukla
                            Time: 31 dec 2019/ 14:12
                            Mar 9, 2020
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 02, 2020
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Please email at fastag.[protected]@insolutionsglobal.com or reach Fastag Team directly at [protected] for better assistance.  

                            -Anay
                            HDFC Bank Customer Assistance  
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                              A
                              Amhsnk
                              from Hyderabad, Telangana
                              Jan 1, 2020
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                              Address: Hyderabad, Andhra Pradesh, 500008

                              I have applied for hdfc fastag expecting faster delivery, but its been more than a month since i applied and I haven’t heard about it.
                              They gave no information on how/who will deliver my fastag.
                              Highly disappointed by service of HDFC Bank.

                              I need update on my fastag as i paid rs500 to hdfc for fastag.
                              Fastag customer ID[protected].

                              Need an update.
                              +1 photos
                              HDFC Bank customer support has been notified about the posted complaint.
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                                Subash_2020
                                Jan 1, 2020
                                Resolved
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                                Resolved

                                Address: Jharsuguda, Odisha, Jharsuguda, Odisha, 768201

                                Dear sir/madam,
                                I under signed, a customer of hdfc card since last 4-5 years. With ref. To [protected], i have raised my complaints against hdfc credit card for the following discrepancies and financial disputes.
                                1. Hdfc card not provide me bill last 2-3 years. After 2-3 times follow up and book complaint online than send me the bill.
                                2. Still not provide the oct-2017 bill after repeated follow up.
                                3. Not provide me bills and make unfair practices to increase the profitability of the organisation, by raising my bill amount with mentioning different causes.
                                4. Hdfc charged me 69.54% p. A.
                                5. Total amt used of rs 2, 23, 787/- from credit card within two years. Against the same, paid amount is rs 2, 62, 181.
                                6. After all, card showing outstanding is rs 77, 136/- as on dated 16.10.19.
                                From the date 16.10.2019, i have raised my complaint at different level, instead of resolving the same, hdfc card follow up me again and again for the amount and mentally harassed me and threaten me over phone.

                                Regards,
                                Subash rout
                                M-[protected]
                                Brajalal chhak, 13 mode, haldia
                                Dist-purba medinipur (W. B)
                                Feb 18, 2020
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jan 03, 2020
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We hereby confirm that our Bank’s stand has been communicated distinctly to you through our e-mail dated November 20, 2019, vide reference number[protected] and this response may be treated as final. We also wish to inform you that any further communication on this query from yourself would not elicit a response from us. In light of this, we request you to accept the decision in good faith.

                                -Nadia
                                HDFC Bank Customer Assistance
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                                  GaddamSreenivasu
                                  from Karimnagar, Andhra Pradesh
                                  Jan 1, 2020
                                  Resolved
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                                  Resolved

                                  Address: Karimnagar, Andhra Pradesh, 505001

                                  I have applied HDFC FASTAG through online and made payment of 300 INR (200 for security amount & 100 as the top up amount). The reference number of the application is HFR01130192. I have uploaded signed copy of the final document and RC/Aadhaar and since then there is no update.

                                  There is no way to contact HDFC FasTAG guys as the customer care number given is busy or not being attended.

                                  I have been with HDFC for 7 years now (Saving account, cc, loans, hdfc life, hdfc securities, etc., ) and this is the worst moment with them.
                                  The purpose of applying online is faster processing otherwise would have applied and got it in any toll gates. Please update on the status.

                                  This type of worst service never expected from HDFC team

                                  Sreenivasu Gaddam
                                  Cell # [protected]
                                  Feb 8, 2020
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jan 08, 2020
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  Please email us at fastag.[protected]@insolutionsglobal.com along with your mobile number, date of application, the application number and vehicle no. for further assistance.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    S
                                    Sankar Balakrishnan
                                    Jan 2, 2020
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                                    Address: 560103

                                    Toll Plaza cannot able to read the Fastag.
                                    Even the manual scanner cannot able to read the tag.
                                    Whenever i cross the toll i need to spend lot of time on for scanning and it never worked for me. I had very bad experience with HDFC fastag where other company tags are working fine.
                                    I dono why HDFC started this FASTAG Services and providing such bad product.
                                    Please let me know If we can close the account and get the refund
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Jan 15, 2020
                                    Updated by Sankar Balakrishnan
                                    When I called HDFC customer care regarding my Fastag issue. They do not have any solution and proper support.
                                    Simply suggesting to buy the replacement by paying again.
                                    They should give a replacement if their product is faulty.
                                    I am a HDFC customer for last 10 years.
                                    As a fastag provider, its one of the worst fastag service provider in India.
                                    I dono why they have started this services.
                                    Highly disappointed with HDFC fastag services.
                                    Kindly help me to get rid of this if possible.
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