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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 681

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J
jiten mohangekar
from Pune, Maharashtra
Jul 23, 2019
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Address: magarpatta pune, Pune, Maharashtra, 411014

HDFC banks credited insta loan amount credited to my account without my confirmation on call.
By just clicking on POP up msz in ATM machine by mistake bank has transferred amount to my account without calling for confirmation and without sharing any loan details to me.

Savings Account No.: [protected], MAGARPATTA - PUNE
Complaint no [protected]
HDFC Bank customer support has been notified about the posted complaint.
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    S
    Shweta Gotur
    Jul 23, 2019
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    Hi

    I have been charged with 4274/- rupees as amb charges.
    I have not been notified of this charges prior the deductions have been made to account.
    Please waive this charges so that I can continue crediting my account
    if not possible please close my account
    Also please let me know what balance to maintain in my hdfc account so that I will not be charged again as amb.
    HDFC Bank customer support has been notified about the posted complaint.
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      H
      Hetal Khambhata
      from Palghar, Maharashtra
      Jul 23, 2019
      Resolved
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      Resolved

      Address: Plot No: 14,15,16,17, sundaram Industrial zone,, chintupada road, village - Mahim, 401404

      I am customer of hdfc bank. I have credit card.

      My personal detail is - name is hetal khambhata/mrs. Hetal akshay randeria. The bank is activated one assist facility in my credit card which i do not want in account, which i have paying rs. 1399/- per year.

      I need to remove this facility from my account/credit card. Permanently.

      Thanks
      Hetal a randeria
      Aug 7, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      I didnt recieved of rs1025.49 and 425.49.I booked train ticket from paytm but booking not confirmed and amount deducted.paytm refund money to my bank but bank didnt credited my acc with that refunded money.its about 21 days.
      Dear Hetal,

      Greetings from OneAssist!!!

      We regret any inconvenience caused to you.

      We are unable to locate the account using your name. Request you to share your OneAssist customer ID along with the issue details by emailing us at [protected]@oneassist.in.

      Once we receive the details, our team will contact you within 24 hours to get your issue resolved. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

      Future communications will be done on your registered email id, as any account details shared here can be publicly viewed and can be misused. We request you to write to us on the above mentioned email id if you have any query.

      Looking forward to hear from you.

      Regards

      Team OneAssist
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        H
        Hakkim Raja J
        from Mumbai, Maharashtra
        Jul 23, 2019
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        I loaded money to payzapp wallet.
        The amount was rupees 1000/- and 100/-.
        It is showing in the wallet that transaction failed but the amount is deducted from my sbi card.
        I made the transaction rs.1000/- on 12.07.2019 @11.57am and rs. 100/- on 13.07.2019 @5.31pm.
        I want refund of whole money as soon as possible otherwise i am gona sue this company and i will demand the compensation too for my work intereption
        HDFC Bank customer support has been notified about the posted complaint.
        I had an outstanding of INR 1, 057 (Auto pay to MTNL Telephone Bill). In view of the transactions of high value, subsequent to the due date, a heavy and unreasonable penalty of INR 3, 317.97 is slapped on my card. Request you to consider reversal of the same.
        Hi, this is Suresha P, I'm from Bangalore and my credit card expired on August 2018 after that I have applied for renewal of same card by twice till date I didn't get my card it shows negligence and horrible to wait such a long time
        My TID No IS 43014979
        My edc machine is not working for last 20 days
        Hi,

        Date of incident : 16 th july 2019

        Description:

        I Haven't spend my debit card for any international transaction but Amount has been deducted

        Cheque/Ref no : MIR[protected]

        Resolution : Amount refund.
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          T
          thousifm
          from Mumbai, Maharashtra
          Jul 23, 2019
          Resolved
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          Resolved

          Address: Bangalore, Karnataka

          @HDFCBank_Cares

          De

          My loan is approved 4 days back and still I haven't received the funds. It's been more than 12 days . After approval they asked my PF statement and form 16 . Who asks after approval. Very worst service. I am working in ana Australian bank as a credit officer. Now they want original bank statement with bank seal. After approval they want all this. They are not crediting the loan amount.
          Jul 23, 2019
          Complaint marked as Resolved 
          Solved
          HDFC Bank customer support has been notified about the posted complaint.
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            A
            Aishwarya19
            from Delhi, Delhi
            Jul 23, 2019
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            Address: 13 M.I.G JAIPUR HOUSE, Agra, Uttar Pradesh, 282010

            I've paid from google pay to swiggy rs. 99 on the 21st of july as well as the 7th but both the times the transaction was failed but money was deducted from my account. Both the times i've to handle the transaction again. So, again, both the times 200 rs have been deducted from my account. I've talked to swiggy but they say that they've issued the refund and it is the back which is showing the problem. Please help me
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jul 23, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            I request you to share your complete concern, account/customer Id, transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

            -Team MobileBanking
            Jul 23, 2019
            Updated by Aishwarya19
            I did not get it. Please send me the e mail id so I can send the details to the mail.
            I am from Khammam i had taken a loan from centurion bank of punjab in 17/01/2007 I had cleared all the emis please help me in getting NOC . I came to know that Centurion Bank of Punjab is merged with HDFC Bank

            [protected]

            Byke is registered in the Name of Puranam Lakshmi Narasimha Prasad

            RC:AP20P3433
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              I
              Ismi
              from Jaipur, Rajasthan
              Jul 23, 2019
              Resolved
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              Address: Mumbai City, Maharashtra, 401107

              When you sell the card your employees says no fee no renewal fee nothing life time free and last year was charged 500 after i spoke to the advisor it was reversed and this year again same thing and after raising a complaint was told this will be reversed and i got a message saying it cannot be reversed please call back worst service ever ive received im waiting for my last bill and would cancel my credit card and my dad has a hdfc saving and credit would cancel all of them dont you trick people by lies when you sell credit card.
              Aug 23, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Jul 23, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your complete concern, last 4 digits of your card, charges details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

              -Anay
              HDFC Bank Customer Assistance
              Ad-hoc stmt charge deduct (Rs- 118 with gst) from my account today without any information. I'm away from my my home branch, so I can't go there.
              Please give proper reason and solution.
              I have settled and surrendered my credit card in 2017 at an agreeable amount but haven't received any sort of settlement letter.I need a settlement statement from the bank for my personal business.Please help
              Swapnil Karn's reply, Jul 16, 2019
              It's been long so I don't have my card with me now since I have mutilated the card.I have only last four digits as sent in the mail by the bank.Please do the needful as it is very urgent
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                A
                Ami Dave
                from Mumbai, Maharashtra
                Jul 23, 2019
                Resolved
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                Resolved

                Hi, my name is ami. I just need my noc for the dues i have cleared for credit card 3 years back. I did write to customer service and got a response to call certain numbers. Both the numbers are always busy and phone gets disconnected 1 minute later. I have been trying these number since 3 days. I did write back to provide alternate number or to arrange call back but no reply. Please help me get noc asap as i need to submit to hdfc again for another loan. Below is the reference i'd for email [protected]
                My email id is [protected]@gmail.com
                Aug 24, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jul 23, 2019
                HDFC Bank Customer Care's response
                Dear Customer,

                We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id in 07 working days. The reference number for this interaction is[protected]. We request you to bear with us in the interim.

                -Nadia
                HDFC Bank Customer Assistance
                Mr. Hr. Rajweer chodhry sar -[protected] se job ke liye mene pement 15000 diye hai aur abhi refund ke liye muze 30-35din bol rahe he muze pement jaldi chahye sar aur hr. Mis. Dipeeka shinde -[protected] ye sab ne muzse pement manga aur job nahi di abhi tak
                Hi, We are order rolls many time, But not receive. We are using more five EDC machine. TID # Exp[protected] And 47083766.
                We sent SMS also.
                Kindly do the need full.
                Hi sir i am faizan khan
                sir mai 16/07/2019 ko atm se paisa nikal rha tha
                but transection fail ho gya
                aur mujhe paisa nhi mila
                jqbki mere account se paisa kr gya
                sir please check it and send me
                email. [protected]@gmail.com
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                  A
                  Avinash Poonia
                  from Mumbai, Maharashtra
                  Jul 23, 2019
                  Resolved
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                  Address: Gurgaon, Haryana, 122003

                  I was told by flipkart that i will receive a refund having refund id[protected] but i have not received the refund and hdfc says the reference no is incorrect.

                  I cannot contact hdfc and when i try to contact flipkart they say that refund has been done on 9-july-2019, but the amount has not been credit to my account yet.
                  Please help me as i have my order being cancelled by flipkart and haven't received the refund yet.
                  Sep 1, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jul 23, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We can help with that. Please write to [protected]@hdfcbank.com with your Account No. or Customer ID, transaction details & registered contact details. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                  -Anay
                  HDFC Bank Customer Assistance
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                    A
                    ashok kr aggarwal
                    from Delhi, Delhi
                    Jul 23, 2019
                    Resolved
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                    Resolved

                    delinking credit card from saving account

                    Address: New Delhi, Delhi, 110007

                    I am having hdfc saving account and credit card i have give written request 3 times for closing of my account but they say first delink your account from credit card for that also i have given written request but they are not taking any action for last 6 months. I want to close both my saving account and credit card also. Please help me
                    Rahoul agarwal
                    [protected]...
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                    S
                    saketh 129
                    from Faizabad, Uttar Pradesh
                    Jul 23, 2019
                    Resolved
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                    Address: 524401

                    Hi, i have salary account in hdfc 3 years back when i was working at that time. After that i changed company & they provided other bank account. My hdfc exsisted old salary account showing -2500 balance.
                    The bank converts my salary account converted into savings account & charged monthly.. Now its 2500 negative balance. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidlines on savings account banks not charge even its negative balance.

                    Plz juistice to me. 2500 is huge amount to me. What is the solution?
                    What is the action will take against this bank.
                    Aug 23, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jul 23, 2019
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We understand that our Branch Manager Mr. Muni Krishna Reddy has contacted you to address your queries and concerns. He has also emailed you with regard to the same. Please feel free to speak to Mr. Muni Krishna Reddy on[protected] / [protected] or email him at munikrishna.[protected]@hdfcbank.com for any further clarification or assistance.

                    -Nadia
                    HDFC Bank Customer Assistance
                    Nov 07, 2019
                    Updated by saketh 129
                    my request is not solved. please solve my issue
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                      A
                      akashironman7
                      from Mumbai, Maharashtra
                      Jul 23, 2019
                      Resolved
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                      Resolved

                      Address: Cybage West Avenue, Pune, Maharashtra, 411006

                      I have cancelled an order on flipkart of total amount 825₹, i got a msg from hdfc that

                      Ur transaction on hdfc bank debit/atm card ending 9554 for rs. 426.00 has been credited/reversed by flipkart payme on[protected]:17:09:31
                      Ur transaction on hdfc bank debit/atm card ending 9554 for rs. 399.00 has been credited/reversed by flipkart payme on[protected]:17:09:30

                      I checked statement of account but its shows no transaction regrading this
                      Sep 3, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jul 23, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We request you to write to us at [protected]@hdfcbank.com from your registered email id along with complete details of your query, transaction details, and a screenshot of the SMS received by you for further assistance.

                      -Nadia
                      HDFC Bank Customer Assistance
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                        G
                        Giridar Karanth
                        from Bengaluru, Karnataka
                        Jul 23, 2019
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                        Address: no 32,5th Main, 560078

                        Dear sir,

                        I am writing to you after making several follow ups with samsung & hdfc customer care (Nor samsung & hdfc is interacting to each other) and since hdfc has not yet initiated any action /investigation on this matter and my emis are still going out of my account for the product order which was cancelled in nov, 2018

                        The heist goes like this:

                        1.in november 2018, i ordered a samsung mobile phone (Though my wife) online for rs. 23, 499.94 using my hdfc credit card.
                        2. On 11th november 2018 i decided that i do not need the mobile and hence cancelled the order.
                        3. I was told by samsung customer care that the amount will be refunded and the emis will stop automatically.
                        4. However, the emis are being deducted every month and neither hdfc or the samsung informed us about the emis getting deducted since nov, 2018 till date.
                        5. More than rs. 2000 going out from my credit card account every month since nov, 2018 till june 2019.
                        6. Even after following up several times on phone and email with samsung & hdfc customer care they are not responding to us and neither the emi deduction is stopped.
                        7. Hdfc bank is blaming samsung and vice versa.
                        8. I have been requesting for reversal of all emis illegally taken so far, but no response from hdfc
                        9. I have been requesting for my credit card statement till date, but no response from hdfc

                        Cancellation of the product email from samsung has already been forwarded to hdfc (Reproduced below). But no response.

                        Also hdfc is not sending me monthly credit card statement to [protected]@gmail.com despite my several requests

                        Kindly request you to look into the matter and give justice to me or they will take one more emi this month also.

                        Both of them are not responding to me for last 2 months.

                        Rgds,
                        Giri
                        [protected]
                        HDFC Bank customer support has been notified about the posted complaint.
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                          P
                          prashil bagde
                          from Delhi, Delhi
                          Jul 23, 2019
                          Resolved
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                          Resolved

                          My old debit card is blocked and when communicated with hdfc phone banking, they said new debit card is already received by me. However i have not received any new debit card on my registered address.
                          Now they are demanding more money around rs. 300 to issue another debit card. Why should i pay extra charges??
                          Also if it is not delivered, why hdfc is saying it is delivered.
                          Now i dont have any active debit card and i am suffering because of there mistake.

                          Also before blocking my existing debit card they have not communicated with me by sending any message on registered mobile no. And suddenly without delivering new card hdfc has blocked my old card.

                          My customer id 33092847
                          Jul 23, 2019
                          Complaint marked as Resolved 
                          Resolved
                          HDFC Bank customer support has been notified about the posted complaint.
                          Jul 23, 2019
                          Updated by prashil bagde
                          Resolved
                          Verified Support
                          Jul 23, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We are working on your concern vide Ref ID:[protected] and will revert to you within 3 working days.

                          -Nadia
                          HDFC Bank Customer Assistance
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                            K
                            karan katoch
                            from Delhi, Delhi
                            Jul 22, 2019
                            Resolved
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                            Resolved

                            Address: New Delhi, Delhi, 110059

                            First yes i know i wasn’t able to make a payment due to some mishappenings but i got a call from one of your manager he abused me and told me “maa bhen chod dunga par payment lekar rahunga”. This kind of harrasment i won’t take it and even though he told me that bihari hai kya sunayi nahin deta. My mom is suffering from cancer and i told him but he said “kaisa aadmi hai tu apni maa ko maar raha hai”. He didn’t even listen my words and then he said “tere ghar aakar aisi besti karunga acha lagega”

                            I want a strict action to be taken and i haven’t said that i won’t make a payment i have said that i will make a payment but give me some time but he again said “bank maa bhen chod dega aur payment lega” tu defaulter hai tere baap se baat karunga is this kind of langugae manager uses in your bank.

                            I am waiting for your answer.
                            Aug 30, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jul 23, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            I'll ensure this is taken up promptly. Please share your complete concern, last four digits of your Credit Card No., along with the registered mobile number & email ID on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                            -Anay
                            HDFC Bank Customer Assistance
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                              R
                              Raju kari
                              from Mumbai, Maharashtra
                              Jul 22, 2019
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                              Address: 490001

                              Dear sir/Madam

                              My name is Raju and my registerd mobile number is [protected] and my card number is[protected] And I am here about my problems facinf from last 2 months till now it is not resolved from that time continously i am contacting call centers and branch even i mail to the customer care 2 times they didn't help yet please close My Card or do something because the emi conversion is not yet done while in my credit card account offer available and now they are deniying please its my request to do help me because Continuously I m getting calls from collection department each and every next hour why you peoples not understating my problem as I told you the fault is happen from your call center they did not converted my used amount into smart emi during the offer period on my account when I call to customer care they said it wil take upto 48 to 72hr it will be converted but it is not done till now for that I call center but they normally responding it will update soon like that only after 10days of this issue now they are dennie for converting my amount when they promise me like we wil convert as per the offer I didnt expected fraud promise from hdfc And that time we got hospitalized my son operation we paid that amount and mean while I am Getting like this harassment Calls Everyday please help, me team so that I can make a payment on monthly basis so that I can pay I am in problem kindly please understand My problem collection department is continuously harassing me and I m not able to pay the whole amount instantly please now atleast convert my debit trasaction into emi so that I will be not getting any calls i have been Getting harrassing and abusive Calls Every time i am living with My family it feels very bad such kind of harrassing calls are causing extreme distress at home and i m neeeding a help from your side only I visited their branch, called up call centers but no resolution was provided from May month i am facing this issue nobody is taking action why it is not done till now when The offer is available in My Hdfc credit Card A/c i need a help from you please its humble request you to provide me the option on installments to make a payment for my outstanding because they are increaing each month fines and penalities and intrest, Gst for my outstanding how can i bear this much at the spot payment i having family and having financial problem in my house please help me for my concern call me or else please respond my Messenge via call or E-MAIL or else Mesg whatever the medium it is but please resolve my issue as soon as possible because its very emergency to resolve because collection Department is calling me they are asking for the payment My current number is [protected] or else [protected] u may call to my number to resolve my issue soon They are asking something settlement of my card like that for 6months that i dont want to do because that also they are asking me to pay 19900rs per month till 6month like that please help me team I am waiting for ur help because they have given me 2days time for this .

                              Regards : Raju
                              contact no : [protected]/[protected]
                              HDFC Bank customer support has been notified about the posted complaint.
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                                S
                                Shivam12345677
                                from Delhi, Delhi
                                Jul 22, 2019
                                Resolved
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                                Resolved

                                Dear sir,

                                I, shivam sharma, am a credit card holder with hdfc bank.

                                Credit card: [protected]

                                Mobile #: [protected]

                                It's been second time recovery agents involved my family in this.

                                Today one of banks recovery agent called up my mother and started threatening her and he even called up my cousin sister.

                                Who the hell gave you the right to involve my mother and outsider into this do they have any right to do that you recovery agent are not following any law and they re let then doing it today that single call made very bad impact on my mother's health who's gonna take responsibility for that?

                                Why are they threatening my innocent mother and telling my dues to the outsider which is impacting my families reputation why my family is been involved who gave them the right to threat me.

                                Even earlier i complained about this that their recovery agents they came to my house and tries to threat my family and now they are calling my mother and outsider too they are breaking laws doing things which should not be done my family has nothing to do with my credit card i understand that i have a due but do they understand that i have that due my family doesn't please make them stop for harassing me and my family

                                Please stop them,

                                They said that they'll call my mother tomorrow and they gave her ultimatum that you have only two days?

                                Why?

                                I request you to please stop this harassment.
                                Sep 7, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jul 23, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receiving a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected]

                                -Nadia
                                HDFC Bank Customer Assistance
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                                  I
                                  Iliyash A. S.
                                  from Delhi, Delhi
                                  Jul 22, 2019
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                                  Address: T10 , 402 ,Panchsheel Hynish, Sector 1, 201306

                                  I took home loan of amount 12 lac in Dec. 2019 at ROI 8.75% with .10% corporate discount from hdfc ltd sec 62 noida office, when ROI was 8.85% but soon in next 3 months later they have increased ROI on my home loan 8.85% while at present ROI on home loan is 8.60% for male and 8.55% for women.

                                  Still i am paying EMI on my home loan at the rate of 8.85%.

                                  I had talked to the concerned HDFC person about this but that concerned person is not responding to my queries.
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                                    R
                                    rajat1101
                                    from Noida, Uttar Pradesh
                                    Jul 22, 2019
                                    Resolved
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                                    Resolved

                                    Address: Gautam Buddh Nagar, Uttar Pradesh, 201305

                                    My credit card application declined without any reason and there was no notification regarding this either to my mails or my phone number.

                                    I am highly disappointed with the services provided by hdfc bank. Also there is no specific number to contact related to credit card queries.

                                    My application no is : 19g[protected]o2.

                                    After completing all the necessary documentation, my card is declined without any valid reason and the person who took my details is not picking up my calls.

                                    I need a proper justification regarding this because this is unacceptable.
                                    Aug 26, 2019
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jul 22, 2019
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    Please write to [protected]@hdfcbank.com with your Card application number, mode of application, date of application, complete address of branch if you applied at one, complete name and your contact details. Visit here https://goo.gl/1VtDj3 for help with branch address. Mention this Ref No. TTU[protected] in the subject of your mail. We will assist you.

                                    -Anay
                                    HDFC Bank Customer Assistance
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                                      Mahendra S Mahi
                                      from Mysore, Karnataka
                                      Jul 22, 2019
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                                      Address: Mysore, Karnataka, 570010

                                      Dear HDFC,
                                      my card NO:[protected] cleared all the due amount on last month only
                                      but still not get the NOC, its hitting my credit score kindly do the needful.

                                      please releases my credit score from ur side

                                      Regards,
                                      Mahendra.S
                                      [protected]
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