HDFC Bank Complaints & Reviews

Respected sir,

With reference to the above subject we are having business of wholesale trade and commission agent of agri commodities which according to msme act has been classified as n. S. Traders. Furrher we are a sole proprietorship concern which is individual by nature. From last 6 years we are availing cc limit of from hdfc bank. But due to higher interest cost and other charges and fraud with me last year seaction later are show the mclr p. A. + 1.45% p. A. My account are active the mclr p. A. + 1.85% p. A. And without my permission dabit the renewal charge in my account in view of low and competitive margin in current business scenario we have planned to shift our banking with icici bank

On our request icici bank has done sanction of our proposal and right now in disbursement process but your bank is not accepting it and threatening for 2% prepayment charges.

According to bcsbi and code of bank's commitment to micro and small enterprises under clause 5.3. H bank will permit prepayment of floating rate loans without levying any prepayment penalty.

And as per below mentioned rbi circular for individuals your organization can not charge pre payment penalty

We request your bank for waiver of charges

Request for the resolution of our complaint

Floating rate term loans
Rbi/2013-14/582
Dbod. Dir. Bc. No.110/13.03.00/2013-14

N. S. Traders bundi rajasthan
A/c no:- [protected]
Mobile no:- [protected]
Bundi rajasthan india

Respected sir,

With reference to the above subject we are having business of wholesale trade and commission agent of agri commodities which according to msme act has been classified as kotiya and company bundi. Furrher we are a sole proprietorship concern which is individual by nature. From last 6 years we are availing cc limit of from hdfc bank. But due to cheating in interest rate and higher interest cost and other charges, i would like to move in other bank. As per last year's section letter, my interest rate should be "mclr p. A. + 1.45% p. A." but my account is active with "the mclr p. A. + 1.85% p. A." also without my permission, bank has debited the renewal charge from my account.in view of low and competitive margin in current business scenario we have planned to shift our banking with icici bank

On our request icici bank has done sanction of our proposal and right now in disbursement process but your branch and wc team is not accepting it and threatening for 2% prepayment charges.

According to bcsbi and code of bank's commitment to micro and small enterprises under clause 5.3. H, bank will permit prepayment of floating rate loans without levying any prepayment penalty.

And as per below mentioned rbi circular for individuals your organization can not charge pre payment penalty

We request your bank for reversal of extra interest and pf reversal and waiver of charges

Request for the resolution of our complaint

Floating rate term loans

Rbi/2013-14/582

Dbod. Dir. Bc. No.110/13.03.00/2013-14

Kotiya and company bundi

A/c no:- [protected]

Mobile:- [protected]

Bundi rajasthan

When i try to login to internet banking i am not getting otp which is asked after i enter the username and password.
While i carry out other transactions i am not getting otp and i am not receiving any alert messages of cash withdrawal or deposit. I am not receiving any messages at all from the hdfc bank. So please resolve this issue as early as possible....

I cancelled my train tickets in irctc on 17th jan. After 2 days i received a message from irctc that it has been refunded through paytm, but still it has not been reflected in my account. The irctc asked me to approach the bank with the arn number details but they were helpless.

The railways have replied with an arn no. To this issue 74332749022902197317388.
Please solve this issue.

Dear Sir,

I would like to close my HDFC credit card asap but right now am in UAE . Kindly let me know if there any way that i could close it from here .I cannot do it via netbanking since the mobile number registered is already deactivated . Also my credit card expired . Kindly do the needful asap .

I have applied for a personal loan. However i was not sure of the amount that i would be requiring. I told this guy the same as i was unsure of the required amount, then also he insisted me of submitting cancelled cheque’s and other papers and assured me that i would get a call before the reimbursement happens. I didn’t get any call from the bank, no information on the emi etc. I told them even on the time of submitting the cancelled cheque that i may not be wanting as my needs been taken care off. Despite of that my account has been credited without my consent. When i called them, they said sir please don’t cancel it as it may impact their sales target. And now suddenly they have stopped responding to any of my calls. I m completely helpless at the moment. Just to highlight i didn’t sign any documents to apply for the loan and it was just done over a call.

I had already settled the credit card payment but still, i have not reached noc letter from my card #[protected]. We sent mail on daily basis but not a response to credit card team. I have paid rs. 70000/- which the full outstanding amount. Still, they bank employees not responding for my calls and when i tried to connect customer care i wonder that there is no option to call customer care agents. Kindly send us the noc letter and it is immediate.

While i was booking the tickets on 28 Feb 2019, i had to do the payment online, i did also but the payment was not credited to IRTC Account also, The amount has beeen deducted from my account on that day only .So kindly check what is the isssues and please provide the solution as soon as possible re-fund the amount .

I have hdfc bank business regalia first credit card and i have redeemed reward points on 15-feb-2019 for e-instavouchers and i have been charged 99rs for redemption. I was asked to wait for 4 business days to receive the vouchers worth rupees 1600+ but till now i have not received it and no response from hdfc bank customer care team...
Very bad experience especially in the matter of credit card...
Order no: [protected]

I from bangalore is a loyal customer of hdfc for more than 6 years now and i have never fallen short of my payments anytime. I have a few loans running with you currently and i have been paying that on time. Unfortunately since two months its getting a little difficult for me to pay the outstanding amount of my credit card however i am still paying the personal loan emi and my credit card loan emi on or before my due date. I have been getting calls from the collection department every now and then and i have been harassed by the unprofessional behavior from the same dept. Executives. They treat me like a thief and sound very rude. I am mentally disturbed by the bank, on the 28th feb 19 i got a call from the collection dept.in regards of my credit card due and i had informed the executive that i shall make the payment tonight before 10 pm ist, the executive asked me to at least make a payment of rs.3000/- in fact i paid the minimum due of my credit card which was approx. Rs 7, 300 on the same day. The next morning i received a message from the bank stating that my updated account balance was -61, 366.21 it was quite disturbing as the bank didn’t give any intimation for bringing my balance to negative. Wherein i had rs 23, 630 which was gone as well. I felt that this act of bank was very unforfessional. I felt very disappointed and regretted of being a part of hdfc for such a long time. Never bank with them.

Actually i have opened account in hdfc bank one year back. Due to non maintainence my account is negatively charged for 8000 rs. I need to move this hdfc account to my salary account. Can you please help me to remove negative charges in hdfc account so that i can move it as my salary account. Kindly help by removing negative charges in hdfc bank.

Hello sir
I have paid the total due amount of my credit card with number [protected]. And i request you to send me a copy of the "no objection certificate" for the payment that was done on my hdfc bank credit card# [protected].
I would also request you to please clear my name from cibil as the settlement was successfully closed in a single payment. My details are mentioned below.

Dear team after verification call you have not verification is my house my application status atleast same condition why are send msg and call also for use your services after complete discuss then apply for card and youir executive direct visit my office address and collect document but my house verification is not complete i request please check and update.

I recently applied for hdfc credit card and i received a mail from bank side that your application is declined, but now i receive a text message on my number that your otp for credit card is this and generate your credit card pin instantly calling through net-banking. I am worried for my card status.

Please provide me correct information about my credit card

Thanks and regards
Nipun sharma

I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 5221 without my concern on date:02/02/2019. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1899/-

Oneassist relationship number : [protected]
Name :- jainesh rashmikant dave
Mobile no. :- [protected]
Credit card number ending :- 5221

Hi team,

My credit card number ending with *5050 has been blocked due to some unauthorized transaction. Unfortunately i have paid credit card bill of rs 603 to the card number ending with *5050 and the remaining credit card bill to new card number ending with *1153 for month of january but still that amount is reflected in february statement. Please try to resolve my issue asap as i need to make the payment before 8th of march.

I have already posted a complaint regarding this before but i couldn't get complete resolution to my query. Below are the statements for jan, feb and my savings account statement which shows that i have already done with my payment in january.

I would be grateful if some one assist me for my queries through phone call.

Thanks,
Madhuveena
Madhu. [protected]@gmail.com

One bank employee issued me credit card even after denying. I went to the bank for reapply for my lost debit card.
When i received credit card, i canceled the card via customer care as i am not able to maintain the credit card.in the middle i checked with the customer care, he said it is blocked. Now they are saying it is active and sending me bills, i am not using the card and i want to cancel the card and not getting any help with hdfc care.
Please help me

Regards
Prerna kushwaha

I have been applied for a new credit card after few days ago
And a hdfc representative has verify my office address
When i check my application status on hdfc official website with my application no then error msg showing on screen that is no record found
My application no is: [protected]

Previously i had logged on to hdfc netbanking and clicked on cards tab there. I applied for a credit card and then it showed, "your request cannot be processed temporarily. We regret the inconvenience caused." now i have a pre-approved credit card offer but i cannot apply because even after 4 months the same message is showing on cards tab. Even after numerous calls to bhadrak branch office and kolkata head office this cannot be resolved

Hi sir,
Without any reason hdfc credit co. Declined my application reference no.16l[19b[protected]s3]. But one day ago an executive representative call ask me for address they want to know for my credit card progress, but suddenly they without provide me hdfc credit card email me that my application declined, i requested to you kindly successfully progress my credit card application for get my credit card
.
Thanks and regards,
Polarao g.