HDFC Bank Complaints & Reviews

Today i noticed that the amount has been debited twice without my intimation and this is turning out to be a bad experience.
Amb charg incl gst for jan of amount 354 and amb amb charg incl gst for feb of amount 354 is debited. Please have this resolve immediately and have amount refunded lest i will have to close the account. Hoping to see this resolved.

Why the amount (Rs.531/-) was deducted in terms of amb charges without any information?
Today suddenly it was deducted and i checked it in my account for the reason and it was shown as "amb chrg incl gst for feb2019-mir[protected] mir[protected] 06 mar 2019 531.00"

May i know the purpose of this deduction.

Please refund my amount as soon as possible.

Sir
i was sending form for cancel my HDFC Credit card on dt.26/02/2019 which are attached herewith but till date credit card not cancel or not deactive from hdfc back side..

also give credit card cancellation request to hdfc credit card executive on phone banking with ref. no:[protected].

but till date not cancel or de-active my hdfc credit card.

credit card last digit: 7968

Pl. do needful in urgently...

Hi sir/madam,

This is to apprise you that a fraud transactions
Been made from my account (Customer id[protected]. I'm a holding a account in your bank details as follows:-
Account no: [protected]
Name: ankita jain

Below are the details for fraud transactions:-

1) two fraud transactions were made for total amount rs 20000
2) first fraud transaction was made at boi moradabad for rs 10000 via debt card xx6688 on[protected]:23:58:48.
3) second fraud transaction was made at mughal pura for rs 10000 via debit card xx6688 on[protected]:00:08:28.

These transactions were not made within my consent and requires immediate check. Attached is the message screenshot i reveived from my bank for these transactions.
I have immediately permanently deactivated my atm/debt card ending 6688 and registered a case under reference no. 9097142.

Request you to check the case on priority and help me out on voiding these transactions that can be refunded to my bank account.

I have cancelled a order on amazon, i immediately got a msg from hdfc that

Ur transaction on hdfc bank debit/atm card ending 0928 for rs. 35657.00 has been credited/reversed by amazon on[protected]:13:58:01

I checked the online statement and it is not credited into my account. I am scared as it's a large sum please help. Since it is a confirmation message from bank, i am assuming that the amozon has done it's part. Will it ever get reflected in my account?

My wife have an account with hdfc bank, rajanasircilla branch in tg

When i have checked account statement on online banking, i see a transaction of 590 rs deducted from bank account in the name of "inter-brn cash chg incl gst 280219-mir[protected]. We don't have any clue about it.

We are tried calling the telephone banking but there is no options to speak to customer care.

I am surprised to see how the nationalized bank do such things without prior information to customer.

Hello sir
Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank
Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank credit card# [protected],
The original "no objection certificate" has been lost!. Kindly send me a copy of it. My details are mentioned below.

Name: sadanand dindkar
Loan no :20569823
Lost emi :feb. 2019

I don't know what the hdfc bank is doing with my account this is second time when bank deducted 354 rupees twice (Total=708) in a same day for december and january again this "amb chrg incl gst for jan2019-mir[protected]" i dont know what is this deduction for. How bank peoples will deduce someone hard money without informing to them, if there is some charges then there should be a prior notice first, so that user should follow your bank polices.

I want my money back. This is second time when bank deducted amount from my account without providing any information to me. This deduction is maid on 6th mar 2019. And my account number is [protected].

Hi,

I have applied loan amount of 500000, on 30th jan 2019, and its proccessed and approved for 489000, the bank excutive said, they will deduct 2.5% processing fees, but my loan amount is got disbursed on[protected] was only 468000, i, e they have deducted 21000 approxmately which is not fare, they are suppose to duduct 12225, when i called them asked for details they telling they took 5800 approxiamtely for insurance which was never communicated to me, please look into this, refund back my amount asap

Hello,

I have a business loan with hdfc back, was banking with them, since[protected].
When demonetisation and then gst happened i lost all my business.
I requested the officers, who were calling and abusing to give me a moratorium they did not agree, i asked emi to be reduced they did not agree. They put lien in my current and savings account, without any information.
I was struggling with my business, as the market was on a decline due to endless discounts being offered by ecommerce during those years.
I wasn't getting a proper bank support, from any of the banks, even though a women entrepreneur working with make in india and about 100 start ups. Most of the times it was because i wasn't married or didn't have a son. Or didn't have a collateral etc. Hdfc collection team and managers continued to harass, day in and day out, including visiting home. Home for me belongs to my brother and you can say i am a guest there, but that did not stop them from going there everyday and creating a scene. They called 20 times a day insisting on settlement and my words to them, was wait, let money come in, i wish to pay but cannot pay till some source of income, comes in. But, the harassment continued, 100 calls a day, finally i got fed up and agreed to settle. Thinking i will be able to pay as some deal was going to close. Meanwhile i had started working as a consultant, even though i was bed ridden due to flare up of fibromyalgia. An auto immune disease i have since childhood. I appealed to all hdfc managers while i was running a business and even later for amicable conversation and a workable solution, based on my capacity to pay and when it might be possible. No one ever listened and no one came forward to come up with a workable solution, letting me survive. They did not care if i lived or i was dead. I was just a file. And a person who had to be tortured. On millions of occasions i said, let me work, i wish to pay you, but the money needs to manifest. Anyway the last one year has been pure harassment. I still haven't been successful in my journey of becoming financially capable and debt free, yet the officers continue to call 200 times on few days and few calls on someday. Today i have received a threat on my whatsapp.

Dobara mat bolna ye kiya ho rha hai

The officers words

My sugar went upto 350 due to harassment, i lost my mother last year because the previous day 4 hdfc ppl had surrounded me and she couldn't see the torture and 2nd march night her heart failed.

I am beyond disturbed. I am shocked at the way our system works, we pull the plug and then start torturing, no wonder ppl are petrified of borrowing and growing their business. And hence we have suicides. The borrower then disappears or kills themselves. I have complained earlier too, and i heard no end of why did i complaint.

Policy number: [protected]

Dear sir/mam,
I am working in abroad
There is auto renewal of my insurance policy for the upcoming year without my intimation.

Every time there will be confirmation call from customer care to renewal the policy. But this time i never confirmed for the renewal of this existing policy also i not interest on continuing this policy further.

So please close this policy and refund my money which is deducted from credit card for the amount of rs.19915.00 on 02/03/2019 for the upcoming years.

If any concern please mail to my personal e-mail id: [protected]@yahoo.co.in

Hello team

I did a transaction from sbi credit card to payzapp on 05/03/2019, the amount of (Rs. 1000 and 1001) was deducted from my credit card account but the amount was not added in the payzapp wallet. Please do the needful at the earliest. Kindly refund the amount asap.

My contact no - [protected]
Email - gurav. [protected]@gmail.com

Thanks & regards

Gurumurthi

As per instruction the credit card account was settled in three installments for settlement in decided amount but the account is not closed yet and is negatively affecting my cibil score.

Kindly provide us with further directions for closure of my credit card account and improving my cibil score.

Dear team,
We had regular income tax file but has not received refund as details are below -
1) name: kripa shankar rai
Pan no arqpr1534d
2) name:- anish kumar rai
Pan no.:- amxpa1299c

Request to you kindly see above problem and solved asap.

With best reagrds,
Kripa shankar rai
+91-[protected]...

Respected sir,

With reference to the above subject we are having business of wholesale trade and commission agent of agri commodities which according to msme act has been classified as n. S. Traders. Furrher we are a sole proprietorship concern which is individual by nature. From last 6 years we are availing cc limit of from hdfc bank. But due to higher interest cost and other charges and fraud with me last year seaction later are show the mclr p. A. + 1.45% p. A. My account are active the mclr p. A. + 1.85% p. A. And without my permission dabit the renewal charge in my account in view of low and competitive margin in current business scenario we have planned to shift our banking with icici bank

On our request icici bank has done sanction of our proposal and right now in disbursement process but your bank is not accepting it and threatening for 2% prepayment charges.

According to bcsbi and code of bank's commitment to micro and small enterprises under clause 5.3. H bank will permit prepayment of floating rate loans without levying any prepayment penalty.

And as per below mentioned rbi circular for individuals your organization can not charge pre payment penalty

We request your bank for waiver of charges

Request for the resolution of our complaint

Floating rate term loans
Rbi/2013-14/582
Dbod. Dir. Bc. No.110/13.03.00/2013-14

N. S. Traders bundi rajasthan
A/c no:- [protected]
Mobile no:- [protected]
Bundi rajasthan india

Respected sir,

With reference to the above subject we are having business of wholesale trade and commission agent of agri commodities which according to msme act has been classified as kotiya and company bundi. Furrher we are a sole proprietorship concern which is individual by nature. From last 6 years we are availing cc limit of from hdfc bank. But due to cheating in interest rate and higher interest cost and other charges, i would like to move in other bank. As per last year's section letter, my interest rate should be "mclr p. A. + 1.45% p. A." but my account is active with "the mclr p. A. + 1.85% p. A." also without my permission, bank has debited the renewal charge from my account.in view of low and competitive margin in current business scenario we have planned to shift our banking with icici bank

On our request icici bank has done sanction of our proposal and right now in disbursement process but your branch and wc team is not accepting it and threatening for 2% prepayment charges.

According to bcsbi and code of bank's commitment to micro and small enterprises under clause 5.3. H, bank will permit prepayment of floating rate loans without levying any prepayment penalty.

And as per below mentioned rbi circular for individuals your organization can not charge pre payment penalty

We request your bank for reversal of extra interest and pf reversal and waiver of charges

Request for the resolution of our complaint

Floating rate term loans

Rbi/2013-14/582

Dbod. Dir. Bc. No.110/13.03.00/2013-14

Kotiya and company bundi

A/c no:- [protected]

Mobile:- [protected]

Bundi rajasthan

When i try to login to internet banking i am not getting otp which is asked after i enter the username and password.
While i carry out other transactions i am not getting otp and i am not receiving any alert messages of cash withdrawal or deposit. I am not receiving any messages at all from the hdfc bank. So please resolve this issue as early as possible....

I cancelled my train tickets in irctc on 17th jan. After 2 days i received a message from irctc that it has been refunded through paytm, but still it has not been reflected in my account. The irctc asked me to approach the bank with the arn number details but they were helpless.

The railways have replied with an arn no. To this issue 74332749022902197317388.
Please solve this issue.

Dear Sir,

I would like to close my HDFC credit card asap but right now am in UAE . Kindly let me know if there any way that i could close it from here .I cannot do it via netbanking since the mobile number registered is already deactivated . Also my credit card expired . Kindly do the needful asap .

I have applied for a personal loan. However i was not sure of the amount that i would be requiring. I told this guy the same as i was unsure of the required amount, then also he insisted me of submitting cancelled cheque’s and other papers and assured me that i would get a call before the reimbursement happens. I didn’t get any call from the bank, no information on the emi etc. I told them even on the time of submitting the cancelled cheque that i may not be wanting as my needs been taken care off. Despite of that my account has been credited without my consent. When i called them, they said sir please don’t cancel it as it may impact their sales target. And now suddenly they have stopped responding to any of my calls. I m completely helpless at the moment. Just to highlight i didn’t sign any documents to apply for the loan and it was just done over a call.